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Spiderman
14-11-2004, 10:35 AM
Some interesting reading on wealth and income:


* www.rba.gov.au/PublicationsAndResearch/ Bulletin/bu_apr04/bu_0404_1.pdf

Has some interesting comments on relationship between income and wealth.

Over half of households in highest income quintile are not in wealthiest quintile, and 7% of households in lowest income quintile are in wealthiest quintile. {though consider effect of asset rich retirees and people using tax lurks or not declaring all their income}

Also note importance of superannuation and that the proportion of debt owed on IPs is about the same for the bottom 3 quintiles, whereas it's higher for the top 20-40%.


* www.migrationint.com.au/ ruralnews/palau/jan_2003-15rmn.asp

(scroll down) Americans could be poorer than we thought, even allowing for currency conversion factor

* www.rba.gov.au/PublicationsAndResearch/ Bulletin/bu_apr04/bu_0404_1.pdf

Effect of marriage and divorce on household assets for older couples.

* www.abs.gov.au/Ausstats/abs@.nsf/ 0/ec02ff81e03169fcca256c4400070720?OpenDocument

This paper is a bit dated but shows that there is remarkably little variation in wealth relative to income in the lower 7 income deciles. Above then it's a stronger correlation (though not perfect as previous reference points out).

* http://www.ecom.unimelb.edu.au/iaesrwww/weeklyup/ (scroll half way down and download)

Concludes that economic circumstances do affect happiness more than thought.

Regards, Peter