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Bonsai, Just join the chatroom (top right hand corner) and you should find lots of willing talkers! Best time is evening from about 7pm.

Spot on Ned. It really is all about having the choice and the freedom to make decisions about your life, unencumbered by money worries. For some, this will mean being content with a satisfactory income for the rest of their earthly years. The annual holiday, the new car, the house by the...