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  1. Peter_Tersteeg

    Is A Mortgage Broker Necessary?

    Keep in mind that the online calculators are generally in no way an accurate reflection of your borrowing capacity, and they're usually overly optimistic. The way these calculators figure out income and outgoings from existing debt is usually not reflective of the lenders actual policy. They...
  2. Peter_Tersteeg

    Is A Mortgage Broker Necessary?

    I'll second this as being bad advice. Sorry. As already mentioned, putting in 5 applications (be they through a broker or a lender) will totally mess up your CRAA and it may make it almost impossible to get a loan. Secondly, brokers are people too. You don't get the best service from someone...
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