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yes 1. Portability or security substitution where a fixed rate or LMI loan isin place,and the cost of breaking or moving can be problematic 2. Some family guarantee scenarios, though there are lenders where it can be done with sole security 3. Sometimes, at the brink with ONE lender...

Hobby horse........... Claims that Xcoll will get you further, faster and more efficiently, and wont present any issue at all to your lending future at any time. ...........especially if you have all your loans with the one lender as well ta rolf