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I have client that literally have millions on dollars in cash but they still choose to borrow when they can. Always borrow as much as you can and leave the cash liquid and in an offset. You will never know when your situation will change and you can't borrow or the lender will turn off their...

One other huge point is the loan terms and interest only strategies associated with commercial properties - it doesn't work in the same fashion as residential loans and strategies.

Heaps of things to consider - too many to list. If you are looking to purchase a commercial property with vacant possession then you will restrict your lender selection. Most lenders will want to see a lease (expired doesn't count) in place. There are ways you can get around it but again...