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  1. J

    Is A Mortgage Broker Necessary?

    You sound like you are having some troubles down there i SA :-) I have seen an increase in rework from most lenders but only about 10 - 15% of deals.... it really gets down to who is picking up the file and the experience they have.
  2. J

    Is A Mortgage Broker Necessary?

    You have to put this in context Vic Lender cause recently we have seen a number of issues with a few lenders coming back asking clarification on a number of issues and all the issues are either covered in the notes or documentation that they do not look at. In my experience a lot of lenders...
  3. J

    Is A Mortgage Broker Necessary?

    There looks to be some biased opinions based on everyones profession:-) A broker is not necessary but in my "biased" opinion i believe they can add a lot of value. I used to have a branch manager of a bank send me applications to put through third party channel cause they would not get...
  4. J

    Is A Mortgage Broker Necessary?

    Mortgage Brokers dont just provide information on interest rates. They also provide information on the banks credit guidelines. You can have a look at websites to get an idea about products and pricing and then go see the lender/mortgage broker to see if your circumstances actually fit with...
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