Recent content by Andy Pandy

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    Resimax Group

    Anyone got any experience with this group? www.resimaxgroup.com.au AP
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    PPOR - When do you control rather than own?

    Let me simplify my point.... If I live in a house that I 'own' at what point will the ATO allow me to claim the costs as deductions? For example... The house is owned in a trust with a corporate trustee, Myself and my family occupy the house Rent is paid via an independent agent at...
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    PPOR - When do you control rather than own?

    I have seen numerous threads saying your PPOR is not an IP and you can't claim the costs of a PPOR on your return. My question is, at what point does a PPOR become controlled and not owned and therefore have the characteristics of an IP? Lets look at a few examples: 1. PPOR owned in...
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    The RBA, Interest rates and house prices

    Must be time to start running the ruler over a FX home loan! Anyone figured out how to borrow in Yen or USD and hedge without the risk of margin calls? It is so frustrating seeing the mums and dads having to pay through the nose because of the inefficencies of state and federal goverments...
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    Creaky Staircase

    Thanx Andy P
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    Creaky Staircase

    Any chippy's out there? I have a creaky staircase in my PPOR and don't know the best way to fix it. Any thoughts?:confused: Andy P
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    David and Julie Siacci

    Anyone heard of these guys? What is their model? ANdy P Husband and Wife Team Stumble Upon a Cash Flow For Life Real Estate Strategy By Accident and "Sack The Banks" Forever! Let me introduce you to David and Julie Siacci... They have a typical property investing story. They were going...
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    Tax Shield - What would you do?

    Equities "So, Andy, what's YOUR investing model? How do you invest? What have you invested in? What strategies do you use to minimise tax?" I don't claim the dry cleaning of my suits if thats what you mean. Why are you so negative, Alex? Do you work for the ATO? I have never sought to...
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    Tax Shield - What would you do?

    The point here is that there are multiple dimensions to an efficient investing model. Based on some of the responses we have seen, we have some investors who will be very happy to charge a tenant $20 per week or drive all the way across town to buy a bath for $125 less than their local...
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    Tax Shield - What would you do?

    Andy now has 5 new IP's - What would you do? "because people who place deductions above returns are easily drawn in by glossy high rises with tons of depreciation and sky high body corporate fees. more deductions to reduce tax! On the other hand, someone who is putting returns above...
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    Tax Shield - What would you do?

    Lets assume little Andy earns $140k per annum package. After super and tax his position looks like this: PA PM Gross 127,400 10,617 Tax 37,773 3,148 Net 89,627 7,469 He's not doing too bad. But he has...
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    Poll: What's your annual household income from your day job only?

    I don't know about anyone else but I learn't more hanging out at the uni bar than in any lecture hall. University gives you time and space to grow into the person you want to become, helps you raise your standards, teaches you to think critically and delivers a set of skills. For me...
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