Recent content by anrke

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    Pay-off PPOR (slowly) or buy IP?

    Hi Simon, As I knew home owner, I'm very interested ...Are you able to expand on that point? Thanks anrke
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    What's your wealth score

    -908 :p
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    Family dilemma

    Scary. Seems this is what needs to be addressed ASAP. How can she understand her 'mortgage repayments' going up because you want to borrow against 'her' house to buy your dream home?
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    My financial planner said...

    Steady on people :) I've seen quoted "Avid property investor" and "investment guru" both seemed to be used in sarcastic terms and without foundation, about a Financial Planner that WTBW refused to see people he drove a nice car and only told him he owned his own home. I agree to find an...
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    Cars agents drive

    heh, oh yeah! Never considered it as a job ad. Still.. can you be more conceited? :P
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    My Situation; fishing for advice.

    Thanks Steveadl, I am usually quite conservative by nature, so I would just prefer to save half as cash and use a Margin Loan to double the investment.
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    Bank Cheque not received......but has been presented and cashed

    What's more if the cheque has been cashed and not deposited/cleared, it's almost certainly had to have been done by the Body Corporate. Or a very dodgy bank cashed it for Joe Blow. Enjoy your weekend and don't stress too much. It will work out OK :)
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    Why Do House Prices Grow Faster Than Wages ?

    Very interesting, thanks :) My only suggestion is I think you were meant to have the initial P&I calculation use the 20% deposit value shaded blue in your formula, so you can easily change the calculations depending on what deposit you use. Otherwise, cheers!
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    My Situation; fishing for advice.

    So, assuming I have enough equity in the PPOR is it preferential to: a) Save 20k, Borrow 20k and buy 40k MF's (20k loan tax deductable) b) Draw 20k equity, Borrow a further 20k and buy 40k MF's (40k tax deductbale) ? If my line of thinking is correct, the difference is buying sooner...
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    My Situation; fishing for advice.

    Hi All, I've only recently signed on my first home, to by my PPOR. I'm 27y.o IT professional on an OK salary (sub 70k, over 60k) which should continue to rise ~5% per year. I had been searching for about 6 months, and while it's not as central as I would have liked to to be, I believe...
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    Distance ??

    http://www.gmap-pedometer.com/ can also
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    Benefits of Diversification when Capitalising Interest

    I don't want to divert from the great discussion, so I'll keep this short and sweet. Thanks! From a budding new learner.
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    Learning About Shares

    Try the sharemarket game they have once a year through the ASX :)
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    I can hardly believe my eyes.

    Yes - though it is over a few years I believe - and the state/Ford is investing in re-training schemes.
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    Brisbane Boom: Has the boat been missed?

    Is this a long term investment? If so, the property is likely to see many booms and bottoms across the term of it's life in your hands.
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