Recent content by antonio

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    Recommended Western Sydney PM?

    Thanks Travelbug, Monalisa and Beachgurl I'll look into them
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    Recommended Western Sydney PM?

    Thanks for pointing that out Dave Emerton, St Mary's, Mt Druitt area
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    Recommended Western Sydney PM?

    Hope you can help Existing PM agency is disappointingly slow with their communication and we constantly have to chase them up and a lil tired of that :mad: Not to mention we're contacted by at least 5 different people (property managers?) in the firm so there's no one contact who knows the...
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    You Tube Videos Painting

    Thanks a treat! - a cold beer is waiting for you when you head west-side :) Thankfully I think it's only 2 walls re the plastering of the bare peeled patches is plastering to smooth and blend bare patch to surrounding existing painted area? then do we have to sand it down? clean it THEN new...
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    You Tube Videos Painting

    Thank you for your reply and advice Painter huge relief to get pointed in the right direction and not overthink it but get on with it re the paint peeling, I've uploaded some pictures of the walls and 2 quick videos of the paint peeling - not much dust on the fingers if that helps...
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    You Tube Videos Painting

    Awesome share Happy New Year and thanks for sharing your inside knowledge Painter Checked out a few of your videos and you make it look so easy! Question for you re airless spray gun + backroll vs rolling + brush I noticed in your videos with a new empty place (no furniture, carpet...
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    Granny or Dual Living?

    so thinking out loud to self: we've got a place in Perth, part of Canning council There's an old brick house on it which sits centre of block so not really good use of space rooms are small, tiny, houdini-esque we want to have 2 living spaces on it one where we stay in, other for...
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    Investment for baby: Offset vs Index fund

    Thanks Terry We have an offset at IR of 4.88% and an LOC at 5.08% diff of 0.3% Just last night my wife asked me why dont we pay off the LOC? I, hopefully correctly, told her that better to have money in offset for money when we need it even though we're paying an extra 0.3% in...
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    Investment for baby: Offset vs Index fund

    Thanks for that Peter Insurance bonds are totally new to me so would need to look into it Starting to regret getting into ASF... need to look into the exit clauses
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    Investment for baby: Offset vs Index fund

    Thanks for that Terry So if you borrow money from the LOC say $1k for ease of numbers to put into an index fund would you have with dividends reinvested? otherwise how to pay holding costs of LOC? aside from after tax salary confused with tax implications is using dividends to...
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    Investment for baby: Offset vs Index fund

    Thanks for replies everyone Sorry for the late reply. For some reason I didnt see the email notifications Leaving it in the offset definitely simpler Yes, we all remember and treasure the childhood memories and experiences not the balance passed over One of the things I wanted to do...
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    Investment for baby: Offset vs Index fund

    Howdy somersoftenites! Our lil monkey (baby) has just turned one and we want to set aside an automated growing money tree for him Have a basic "fund" with the ASF - Australian Scholarship Fund and now thinking if that was a good idea... Like to ask for your wise advice and pick your...
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    Go rent or Build Granny to live in?

    aside from no other replies - glad it made your day Robstar :)
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    Go rent or Build Granny to live in?

    I'm babysitting a house at the moment and probably by the end of the year, the dream run will end and will have to move out :( So now we have to look for a roof somewhere. Options: 1. Go rent a place (not easy with tightish market and limited) 2. Move into our IP (oldish house)...
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    What's your biggest financial mistake ?

    Thanks oracle
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