Recent content by asryan

Hi, I have not been able to find any recent threads on peoples view of Rosebud or Rosebud West. The suburb is still very reasonably priced given the proximity to the beach and easily accessed with the east link. What do people think? Is it a long term capital growth suburb or is it's old...

Thanks for the recommendations everyone. Jamie M, we are not 1.95% below standard variable - typo on my part. Our rate is 4.7% with BoM.

Hi I am looking for a recommendation for a good mortgage broker in Melbourne. Any suggestions? Also I currently have a good interest rate (1.95% below standard variable) with a bank for my PPOR. Are there any benefits aside from being offered the same interest rate to stay with the same...

BTW to clarify further, the shoe boxes I am considering are student type accom but not exclusively student only accom if that makes sens.

Hi LeoT, OK so here comes my long story.... I have invested in property previously and generally had properties that have had reasonably good capital gains and smallish negative gearing in inner city locations. I have only had a PPOR for sometime now, since having kids actually and now want to...

Hi, Interested in your thoughts on whether you would choose a 1 bedroom inner city (CBD, calton, Hawthorn, Collingwood) student type shoe box property that seems to deliver a decent return or a larger suburban home in a regional area (Moe, Portland, Morwell) that seems to deliver about the...

Hi, I'm sure this question has been asked many times on this forum and here it is again. If you had $50,000 in savings would you leave it in the bank to offset against your mortgage or would you use it to invest in a property that is likely to be negatively geared. Also, if you only had...

Hi, I have bought a property with mud brick and I would like someone to render over it to make it a smooth plaster like finish. Any recommendations for someone in the North Melbourne areas? Thanks xx

Hi VYBerlinaV8, I like your strategy and long term vision! Aside from the annual body corporate fees have you had to incur other costs for wear and tear, general maintenance of the inside of the apartments, painting, etc - areas not covered by the body corporate? Who pays for that as well...

Hi, Does anyone know the Cottles Bridge area in Victoria. Any info regarding the area - good or bad - would be greatly appreciated. Cheers xx

Although the truth hurts, I think you are right. Also with extending ourselves for the dream home there is a risk we wont be actually able to enjoy life as we will be financially stretched and horses come with very expensive vet bills which will add to the stress:(

Hi, I would love to hear your thoughts on paying down the home loan on your PPOR compared to leaving it at around 80% LVR and investing any equity on investment properties. What are the benefits of one over the other. Is there an optimum LVR that you should target on your PPOR or is it best...

Thank you, thank you, thank you... so glad I stumbled across this forum where I can learn from other peoples mistakes as I really have been considering them as they appear to be good deals, high yields and in good areas.

Thank you for the suggestions which are all good, just don't want the kids to have to change schools hence the reason for focusing around Kangaroo Ground.

I think you are right. My biggest problem is that I want my cake and I want to eat it - ie I want my dream home and I want investment properties, but I have to choose :(