Recent content by azpropz

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    Small Development: Kit/Pre-Fab or Normal Build

    I'm a tad late getting onto this thread but here's my two cents anyway... I've been looking at the modular home vs on site build also. From what I have found, I agree entirely! The foundations in a modular home are identical to a 'normal' build. The frame and roof trussing is also...
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    Getting Started In Property - Unity Funding

    Yes. Currently our budget dictates under $200k.
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    Getting Started In Property - Unity Funding

    You asked for the details...here they are :D My husband earns $70k pa. I earn $0. We also get $300 per fortnight in family tax benefits. We have 2 dependants and a $24k car loan. Our credit card limit is $6k. It has $0 balance, $0 annual fees and is only there for emergencies. As...
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    Getting Started In Property - Unity Funding

    Yes we track all of our expenses. As I mentioned previously, we shop at Aldi and Vinnies.
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    Getting Started In Property - Unity Funding

    An au pair is an option we considered when we lived in our own home. I agree with all of your points. It's an option we'll definitely revisit once we're under our own roof. Unfortunately because we live with my mother it's not an option. She won't allow it. She's not a people person and...
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    Getting Started In Property - Unity Funding

    Thank you for your reply property girl :) Unfortunately no, my mum can?t lend us any money. She is retired and on a part pension. So she?d have to take money from her super. Doing that would affect the returns she?d get on the balance so it?s not an option. She has on occasion offered...
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    Getting Started In Property - Unity Funding

    I agree. Unfortunately our current budget doesn?t even come close to $400k.
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    Getting Started In Property - Unity Funding

    Thank you for your reply Mitch1 :) As mentioned above, we, like every family, we are entitled to the Childcare Rebate. It just doesn?t go far enough. I don?t mean that to imply that we should get more from the government or that childcare should be cheaper. We have the same childcare...
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    Getting Started In Property - Unity Funding

    Yes we live with my mother but she is elderly and cannot care for our children. To give you an idea of the capacity she has... We do her grocery shopping, drive her to appointments, cook and clean for her and do all the odd jobs around the house. When we leave we?ll have to arrange meals on...
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    Getting Started In Property - Unity Funding

    We don?t pay for childcare. I stay at home because our out of pocket costs for 2 year old twins in childcare is more than I earn. We also have the added challenge of needing two places in the same age group which is virtually impossible to find. Where we live childcare is $125 per day per...
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    Getting Started In Property - Unity Funding

    That's why I'm here...doing the research. Plus there's the added advantage of honest advice from people who have nothing to gain from giving it. Except perhaps a warm fuzzy feeling from helping someone ;) I put a lot more worth in this forum than I do in those expensive packaged education...
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    Getting Started In Property - Unity Funding

    Thank you turk. Yes, I have read that thread. Hence my apprehension. I find it strange that I cannot find any mention of her Unity Fund online...good or bad. I suspected the "If it looks too good to be true it generally is" rule may apply to this deal. We're starting to get desperate...
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    Getting Started In Property - Unity Funding

    Hi all, I'm new to this forum and this is my first post. I'm hoping to receive some of your wisdom. Has anyone heard of Unity Funding by Dominique Grubisia? If you have, what are your thoughts on what they propose? So you understand why I'm asking this question I'll tell you a little...
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