Recent content by Backspace

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    Replaced dead hot water system

    Hi, Recently, I've just had my IP's dead hot water unit replaced with a brand new unit of the same brand & model. The question is, in the tax invoice of the plumber, it only show total figure (i.e $1000). Do I need to ask the plumber to itemise the tax invoice to show how much the labour and...
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    ducted heating cleaning

    Hi guys, Need your advice. My IP settled in nov 2009 and the tenants moved in jan 2010. The previous owner had the ducted heating running when I inspected the property. Now the tenant is requesting that the ducted heating to be cleaned due to dusts in the outlets. I thought this is regular...
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    Landlord insurance

    Thanks guys for the replies. I'll start reading the other links that you sent and I'll do a bit of online quoting like what fernebracken is doing ... hope I can find some leads ... Cheers.
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    Landlord insurance

    Hi, I'm currently shopping around for landlord insurance. Would anyone share your experience with the landlord insurance that you had or have, whether the insurance is good/bad ? and also what are the important features that I should consider before deciding one ? THX
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    Holland / Venetian Blinds

    Thanks all (Minxdamanx, vincenzo, Buzz, travelbug and devo76) for sharing your experiences & ideas :). Much appreciated. Now, I need to get some quotes from spotlight before the sale ends.
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    Holland / Venetian Blinds

    I just checked the curtain wonderland website but there isn't any branch in VIC :(. Bunnings is dearer with their custom-made blinds. I guess I just keep googling. Thanks for your reply Lizzie.
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    real estate agent in Truganina/Williams Landing/Point Cook

    can anyone recommend good real estate agent for rental in Truganina/Williams Landing/Point Cook based on your experience ?
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    Holland / Venetian Blinds

    Does anyone know where to get affordable custom made Holland / Venetian blinds in Melbourne ? I need to install the blinds for my IP about 17 in total.
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    starter IP help - advised needed for loan structure

    What if the $40k is from borrowed funds (from the bank) ? can it still be deductible ? For example; a PPOR with a loan balance of $250k from bank A then refinanced to bank B for loan amount of $290k which is split into two loan accounts $250k and $40k. Each account has its own offset...
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    Loan Structure & Tax Deduction

    Thanks Qlds007 for the reply. I have set up seperate accounts - personal account & investment purpose account, both secured under my PPOR property. And I will use investment account for 10% deposit, LMI, and other purchasing costs for the new IP (hope this clarify the confusion) The new IP...
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    Loan Structure & Tax Deduction

    Hi I just purchased an IP and would like to borrow 90% LVR. I will use my PPOR loan which is under both my name and my wife name (50-50) to pay the 10% deposit, LMI, and other purchasing costs for this IP I am in the higher tax bracket than my wife. First question, should I: *...
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