Recent content by bare_essentials

Would love to get the details from you too.

Try Paul from Paul's Home Maintenance & Renovations (0403569775). We found him on Truelocal. He was really reasonable and did a thorough job painting the inside of our Investment property at Pennant Hills.

Bumping this thread up as looking to fix part of my loan.

Would CBA match ME bank? I too am monitoring the rates as I would like to fix my CBA loans so hoping one of the mentioned banks drop their rates to a lower point. Would really like to lock the rate in for 3 years.

CBA have announced that they will pass the full rate which will now take their variable rate to 5.9. Has anyone heard if they will be applying this full rate to the current fixed home loan rates?

Thanks for that. I have CBA a call and they are stating that I need to fill out a form and then submit that to my local bank branch. I thought you could just do it over the phone... I have an interest only loan which I would like to switch to 95% fixed and 5% variable so we still retain...

I found this but not sure if it is accurate https://www.commbank.com.au/personal/home-loans/fixed-rate/rates-fees.html

What is the best 2 and 3 year rates currently on offer? I am with CBA so looking to fix a portion of it and leave the rest variable.

Woohooo......CBA came back with 6.86% and waived the fee for package this year too!

regrow, did CBA come back to you regarding 6.86%? I too have a loan for around $450k and the best they are offering me is 6.97% and I am worried about filling out the customer discharge form in case they dont come back to me and then i dont have a loan or a house. Especially as I havent spoken...

Thanks twobobs for the guide....we just finalised our loan with CBA. Havent made our first payment yet. Do you think they would budge or would we need to wait for awhile to make a few payments?

twobobsworth, how did you manage that? Did you go into the branch or speak to your broker? I am in heavy negotiations with CBA at the moment because we've just taken a loan with them (already have commsec and rest of banking with them too) and they're now telling me that because I have a...

Hi Y-Man, I am not sure I completely understand what the difference is between repairs and initial repairs? I dont think there will be initial repairs as the place is already tenanted and will continue to be tenanted until July. Is there anything we could claim during their stay such as...

Hi, We just purchased our first property which will remain tenanted until July before we then move in and make it a PPOR. During the time it is an investment property, what are some deductions that we could claim? I know interest is one of them and general repairs but what classifies as...

We just bought in Cherrybrook and if you look hard enough you can get a townhouse for under $500k. It might need a bit of work (i.e - updating it a little bit) but nothing major. There are also occasionally homes that you can get in Castle Hill that are fibro homes that need work but on big...