Recent content by benm

Asset Protection aside for a minute, for mum and dad investors it seems the main investment benefits left are: 1. The 'refinance principle' albeit limited because if you borrow too much and redeem too many units, your trust could be losing money (and therefore you lose the tax benefit as...

Terry thanks for the reply - it helps a lot! Re #3 - so I guess the discussion here about TLAB 5. is more applicable to discretionary trusts? (or HDT's after all units have been redeemed and they revert to discretionary). Re #11. Thats a very good point, so I suppose the smart thing to do...

I've been scouring this forum to try and understand the new rules and benefits of using a HDT, to try and pull everything together in one place in a layman's summary for people like me who only just grasp the concepts Please treat this post as a question - are these points below correct...

The new rules? Hi all, like others I really appreciated the hours that have gone in to writing these posts. I’m guessing a high % of people with HDTs are much like me and only just grasp the concepts. Below I’ve tried to create a layman’s summary of the new rules, as I understand them from...