Recent content by clucker

Hi handyandy With the properties on the single title you shouldn't really have much issue as your policy should cover your liability as the owner (of the building) against negligence (it needs to be proven you were at fault), regardless of whether you have insured your contents. You...

Hi handyandy Just to clarify, I take it that the blocks of units are not strata-titled and you own the land and building yourself? If this is the case have you insured both the building and contents (contents being the carpets, curtains etc.), and presumably there is also a component of...

That's very true, people often just look at the price rather than consider what happens when a claim is made. Also check the actual excesses that are charged when a claim is made, some policies can really reduce claims dramatically. Specialist policies such as the Terri Scheer Landlord...

I expect that may be the case. Some private landlords get it really right as they care so much for their own property, but those that just want to save paying management fees because they think they know better often come unstuck, and need a professional to bail them out. That said, I would...

No problem Gordon, there are so many policies out there today (and some are really poor unfortunately) that it's not surprising it's confusing. I've been in it for 16 years and it still takes some figuring to truly compare policies, it's often what they don't say rather than what they do...

Hi alexlee, that's what I tried to do by saying I didn't just want to place an advert, but should have made it clearer. As you'll see from other posts I have tried to provide some knowledge in the area, having worked in it for over 16 years. I no longer directly work on the RentCover product...

Thanks for your comments Gordon. The reason it i swritten that way is actually more a victim of circumstances. The Terri Scheer policy is a single policy that takes all these events in, RentCoverUltra is a package of two products. There are technical reasons as to why it has been left like...

Quotes I don't just want to do an advert here but if you do want a really quick quote just go to: http://www.rentcover.com.au/pages/landlord-insurance.php If you have a unit or townhouse, you select RentCoverUltra, or for a house RentCoverPlatinum. The Platinum policy will give you cover...

No problem I am happy top clarify further, it's hard to get everything. My guess is that Marina is reading the Ultra Contents Wording in isolation. Damage and theft by both Tenants and their guests is covered under the RentCover Plus section. It is normal for policies to exclude something...

I'm assuming you have sorted this by now, but just to clarify. There are certainly some companies that will only insure a rental property if professionally managed, but there are others that will insure either way. There are a multitude of products out there today, many from banks etc., but...

Hi Marina, you've actually got this completely wrong but I can understand why you may have misunderstood. The RentCoverPlus 'Ultra' policy (now known simply as RentCoverUltra) does certainly cover burglary and damage by people other than your tenants. The 'Ultra' policy is actually the...