Recent content by COLJP

Thanks for the feedback and advice folks. Will play it safe for now and see what the next few months brings, which is what I was leaning towards anyway. Good to get some outside perspective as a sanity check. All much appreciated. Meantime, will definitely be dusting off the CV and seeing what's...

Looking for a bit of general feedback on a good way to proceed in my situation. Am all ready to launch into buying first IP (I am 47yo). Finance all set to go with investment split on my PPOR but my job may be in doubt after March 2014 (20 people already laid off). Difficult to decide whether to...

Jeeves Does that room come with its own butler?

As a Brissie lad from way back, the two biggies that spring to mind are Inala and Woodridge. But both suburbs have good and bad elements. A lot of honest hard working folk in both suburbs but the scum element gives rise to the overall neg perception. Deception Bay (Inala by the Sea). In all...

Good idea!

Resolution Points to Aussie as they have found a work-around so I don't have to submit their privacy consent form. Would be nice though if they could separate consent to receive direct marketing from the consent to provide information for application purposes. I'm sure there are plenty of...

Interested in finding out more about this. Please PM me.

I assume there would be no flexibility with this form. Had considered doing the same - crossing out parts I did not agree with.

I have decided not to go ahead with them this time around. The broker is a great guy but I just don't agree with the way Aussie are securing their marketing pool. Doesn't sit well with me ethically. I won't seek recommendations for Brisbane brokers here as there are a few threads on that...

I've been given a 'Privacy Act Consent' form to complete by Aussie Home Loans, a 3 page doc with 15 or so paragraphs, mainly seeking consent to use customer details for loan application purposes - consumer credit info etc. No problem with that of course, but there are a couple of...

Aluminium windows Try Bradnams Windows & Doors, 136 Zillmere Rd Boondall QLD 4034 (07) 3131 3777 or GJames Glass & Aluminium, Kingsford Smith Drive, Eagle Farm, for quote on the windows (can't do it online). You may need to get someone to install though. I have used both and was happy with...

When I was with Homeside they only notified of increased payment requirements in a yearly review of the loan. With interest rate increases, it was up to us to contact them to find out what the new amount should be. They only sent out a letter advising repayment amount with the yearly review.

Hi Andy, Don't want to sell PPOR and pay agent's commission and all that. Would be great to buy a unit to live in but problem is that 20% of my 23% equity or so is locked up to avoid LMI, so I will need to save for deposit for IP. Skater's suggestion that I move out and rent to make PPOR...

Thanks for all the advice. Plenty of food for thought and a lot of calculating ahead of me. Probably more sensible to keep PPOR to avoid losing a big chunk of money in moving expenses and then convert PPOR to IP. Main problem is that my 20% or more of equity in PPOR cannot be reduced without...