Recent content by dee

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    Pages (Mac) - Help

    right click the hyperlink once then look in the inspector under the blue arrow change the hyperlink in there
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    Laptop Purchase (MacBook Pro)

    Oh if you want to access internet at work Ive been doing it using a three mobile and the mac connecting via bluetooth!!! the X series plans are great value
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    Laptop Purchase (MacBook Pro)

    Buzz I have a macbookpro If you want to run windows get a minimum of 2gb ram the mbp can go up to 4gb Dont buy extra ram from apple tho Its much cheaper via other sources online, or at your local apple store Office for mac is a bit dated as it was designed for powerpc chip so its a...
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    How do you guys set up LOC's?

    CGW you lost me there after the 3 IP and 3 LOC the 4th LOC - how do you set that up exactly cheers dee
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    HDT explanation for Dummies???

    how do you intend to protect from the richstar case ruling and its implications Even the asset protection of normal discretionary trusts is up in the air if you are director, or appointor For full asset protection you need other people in those roles
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    Macquarie Bank strategy questioned

    So Chanos was right wasnt he !
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    Travis Morien

    Id agree with Spiderman - in that he is conservative but not to the extent of lumping him in with Bell et al He's not a big fan of property A conservativley geared portfolio of indexes/DFA held long term would have done very well too In my situation - I have property, I want a portfolio...
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    Travis Morien

    Not only just index funds, but funds with a value/small company tilt Im a big fan of this approach, and am about to implement a fully passive, DFA/index portfolio Ive emailed travis on many occasions, and respect him greatly as a financial planner as do some financial planners Ive spoken to...
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    Should I cross collateralise?

    If i borrow in personal name lend to trust and buy IP in trust if sued personally - that money lent to trust can be clawed back?? whereas if i borrowed in the trust - using the properties in the personal name as security, - would I not have some protection here if personally got sued
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    Should I cross collateralise?

    Rolf Can you explain this concept of gearing providing more asset protection? I always get confused about this Say 1million asset valuation 500k loan LVR50% can extract 300k lend to trust trust buys asset - IP for 300k, or uses 300k for deposits for several prop Ok personal name...
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    Should I cross collateralise?

    Im in the process of redesigning my structure as per this post http://www.somersoft.com/forums/showthread.php?t=34559 The primary goal is still asset protection I might sell 1 property and buy it back in the trust incurring some stamp duty but at least that property will be out of my...
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    Should I cross collateralise?

    Grossreal thats an interesting thought Doesnt tax deductability get really messy if I sell property 4? What if I sold property 4 , the LOC from ip1,2,3 would not be tax deductable?
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    Should I cross collateralise?

    thanks all I found it difficult to search for 'collateralise' until i searched xcoll instead. Some good summaries in the forum
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    Should I cross collateralise?

    Ive always held the belief that cross collateralisation is a big nono tho I can't articulate exactly why when the mortgage broker asked me What I want to do is that I have 4 properties in personal name I want to extract extra equity from the 4 properties - approx 300k The new loans/...
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    loan to trust DT - how to get finance

    back to the lawyer Agrees finance situation not ideal Investigating having me as director - obtaining funds from bank with corporate trustee director guarantee. Once the money is in - sack me as director and put mum in as director. All other roles are mum still Then buy the assets like shares...
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