Yes, the postal rule allows that an offer is deemed accepted on posting even if it is never received as long as it was addressed correctly and postage paid except where the offeror specifies that acceptance will not take place until receipt of acceptance. An offer sent by post is not effective...
fgayton,
"Screaming pigs!!!!!!!!!
It sounds to me like many property investors posting comments about Financial Planners and Superannuation have failed to follow some fundamental logic."
Thank you for your eloquent post but could you please expand on this as if my comments are...
Can't comment on Foxtrader but for technical analysis it is hard to go past Metastock if you are serious (lots of support) . Another option to consider if you want to combine technicals and fundamentals is Sherpa, user friendly and great scanning but no system testing at this stage although...
If you areable to switch between different options offered by the fund you may find you could have chosen to have been more heavily invested in fixed interest securities or property trusts and would not have experienced the the same low/negative performance. There are also some geared funds...
I think the fact that they call themselves financial planners and not independant investment advisers already says a lot.As long as you know where they are coming from and how they get paid, it is not a problem to rate any advice given. As for super it is not an investment but rather a tax...
What ages are the teenagers? They may have a guardian that you could approach to discuss the situation with the property? The bank would certainly not be my first stop.
Research past sales in the area and use this information to support your thoughts on the current value when briefing the valuer as to why you need a valuation. Yes, you could be approaching two different valuers with different sets of supporting data and differing briefings.
Do some checking but I think it is released if you agree or do nothing but if you have a problem put it in writing that you refuse to release the deposit until the issue is resolved to your satisfaction. Somebody else may be able to help you with more info.
Another way is to have a property only clock to monitor what point in the property cycle we are at. Have a look at http://www.hpc.co.nz/market_commentary.php or the attachment for different clocks.
[ EDIT: moved image to photo gallery and replaced with image link - Sim' ]
As I understand it, there a CGT issues attached to inherited assets dependant on the time lapsed at which they are disposed of. Also CGT is not necessarily based on the price paid to your brother but the market value, so you could get a higher valuation for CGT cost base than what you use for...
As I understand it there needs to be communication of acceptance and a contract will only be valid if this acceptance is communicated to the Offeror by the Offeree or their authorised agent. The Offeror must know the offer has been accepted. This is only my understanding, I am not a lawyer.
I received a copy some time ago with a cover letter telling me that I would be sent the first few issues as a gift. When I had a look at it, it was fairly obvious that it had some major link to NII. I did ring about the development checklist and received it a couple of weeks later with a...