Recent content by Doons

I refinanced a Hybrid discretionary trust last year. At the time the only bank that would consider the refinance was Bank West. I have found that many banks say they 'do trusts' even though at the time I advise them that its a HDT (the general mtge staff just don't understand), then once their...

Sisal From experience, had sisal in the office for 10 years. Looks great in the beginning but looks worn and bits hanging off everywhere now. The office got flooded and I arranged for a blower and a carpet cleaner to clean and deodorise. Unfortunately you can't steam clean cause it's like...

Native Nursery - Victoria Kurunga Nursery (spelling!!) located at Mount Evelyn may have something suitable (they have a plant listing on line) or try your local council to source something indigenous to your area. We are located in North Eltham and the Edendale Farm has a good selection of...

Garden :DCheck with the council before you plant Agapanthus , they are considered a 'bad' weed in Eltham. The Council might also have a list of indigenous plants for your area that grow naturally and require little assistance. Edendale farm (Eltham) has cheap 'indigenous' plants for sale, but...

Bene313 I reviewed the links that Redwing posted. Canterbury's website has a lot of information and looks impressive but it's what it doesn't say that makes me uneasy. That whole third person stuff freaks me out a bit.... It appears to be a highly leveraged ip strategy with an element of...

Thanks RedWing, I thought as much....

Funny you should mention them, I was about to post also. I received a call from them last week....

Hi Everyone I have been on a mission to reduce my outgoings....!!! I have come across a website called Energy Watch http://www.electricityrates.com.au/ . Hopefully they will assist in finding the best deals for Gas/Electricity and the service is free. Also, I called my health insurance...

Care Park Don't pay it. We use them in Melbourne. Just write to them disputing it and they will withdraw it. Just stops the whole thing escalating.

Thanks so much for all the replies.... very interesting and food for thought. I think I'll look around and see if we can source something cheaper. I do have death cover through super but this was taken out later. Both my husband and I earn the same amount so we both need some sort of cover...

Stephen That's what I was thinking - "could my money be better used elsewhere" I am trying to think of insurance alternatives that won't line other peoples pockets, trying to keep my hard earned money working for me. Donna

Thanks for the replies... I will have to put more thought into it... I have a vague recollection about being able to claim a portion on tax so might be worthwhile maintaining, will check with accountant. Thanks again.....

I am currently paying $183 pm for $500k life insurance for my husband and myself. Used to be $150 pm until we turned 40 then up $50 in one hit!!! I think this is alot of money per month and am considering cancelling it. I am interested in feedback from anyone so I can gauge whether this is at...

I found this article in the age online today. This might be a big ask but does anyone know of any banks that do not outsource? Source: The Melbourne Age

business purchases Bayview Great posts, I've just found this and couldn't stop reading. Can't wait for the next update. My husband and I are looking at purchasing a managed business, waiting on the documents now. I have been looking into the financing, but I think we might be a little short...