Recent content by Gabriel Conroy

truck or train ... Noelc, I was almost run over every night (well it wasn't far from my window) by the Westlander train in a student slum I lived in many years ago. I'm talking house shaking noise. I agree with Lizzie - after a while it almost becomes a comfort. And hey, why not get out your...

Interesting things happening around Yeppoon ... G'day Gladi8tor, There have been a few wild prices paid for beach front land/property lately around Yeppoon. Try 2mil + for harbour villas that were aroung 500 only 3 or 4 years ago. 2.3 mil was recently paid for 1000m2 beachfront on 2 titles (a...

you can split ... Mitta ... I'm in a similar situation. Mercifully, you can split the valuation in Qld. And hear, hear - land tax is a burden that the hard heads who draw up the tables/rules need to look at. Ultimately the cost is passed on to renters - often the less financially fortunate in...

Seems industry funds occupy the top 10 spots in the returns lists. However, they are rarely recommended by planners. Interesting! Best, Gabriel http://www.smh.com.au/news/business/planners-order-up-an-extra-serving/2006/10/27/1161749311830.html

sounds like good cover ... Frank ... I've been paying $106/month for $210 000 payout with AXA. I'm 47 - fit and healthy. Guess I need to do some serious shopping around! Any special circumstances with your cover ie. are you very young?? Gabriel

Anybody else here got trauma insurance as part of their safety net?? I guess most would have some type of income protection insurance to cover loans in case of illness/accident etc. Trauma insurance is different in that it is just a straight payout if your health goes south in a big way. Down...

Hi there Salsa ... The last time I spoke to someone at QInvest they told me there was some type of gearing option. I guess a quick phone call could confirm this for you. I hope I'm not missing something, but the industry fund options look very attractive. By the way, the work colleague who has...

the horror ...! Thanks for the link. No real surprises here for me. Been there done that - got the t-shirt. A very big broom needs to be put through the 'industry'. A colleague at work the other day was telling me how pleased she was with her managed funds and platform. What her advisor didn't...

Super pocket money ... Having been chained to the public service wheel for so long my super is a nice little back up in my financial strategy. It's worth about 24%. The rest is property with a CG focus. Best, Gabriel

Buy drippers/solonoids etc on line and save heaps ... CSJ ... 4 things. 1. If you install a system properly it is fantastic. Plan it all out and don't skimp on the number of drippers you need. Take the time to build it very well. 2. Buy on line and pay about a third the price. Yes - I bought...

Glandular fever will knock you for six ... especially if you contracted it as a mature adult. Just looking at your hectic schedule, I'd say you need to factor in a lot more rest. You'll feel awful for a while with GF (think in terms of months & months - not just weeks), so why not just...

OK ... So I'm a trusting sorta guy Blunder ... trusting a firm of 'financial advisors' who were less than frank with me. Fees and trails can be killers. Live and learn. Do your own research and keep as few people as possible between you and your money. Luckily, I had some good realestate that...

the wild west ... I own property in Ipswich but would probably not buy here again. I guess the Switch will eventually shrug off the marginal reputation it has but I'm beginning to think this turnaround is now a lot further down the track. There's Boeing, the RAAF base, Swanbank, University QLD...

Thanks Dale ... (keep clear of rural production land if possible) We have also found out that the rural block has been until recently used for 'rural production' so any party not planning to carry on a rural business when they buy it are subject to GST. They don't miss ya! So I'm guessing...

Well of course it would be well fed and watered & get plenty of love and vet care. Seriously though, what is too close to the wind as far as claiming to be a rural producer on acerage in the eyes of the ATO. Is it just about having the paper work all up to speed or is it about volume of trees...