Recent content by Gateway123

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    Structuring our finances

    Hi En, I also stumbled across this forum in recent years. I certainly wish I had found it much earlier in life. That said, I was fortunate enough to discover 'Terry W' who is a member here. He not only provides finance but has a great depth of knowledge in finance, tax and legal issues...
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    Boglehead/Vanguard way to retire

    Hi Redwing, I couldn't understand why the 2 latest distributions on the vanguard site were so low for vgb - so I range them. Apparently last year was very good but the bonds they are getting now are returning a lot less. Less than 3% is now expected. I wish this wasn't the case as based on...
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    Boglehead/Vanguard way to retire

    Hi China, I'm glad to hear you are not going to sell out the shares you bought just because went down recently. BHP in particular has very good years and very bad years. In this game, as with houses, just pick and stick with solid stock unless you are a trader which I am not. It's the...
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    Boglehead/Vanguard way to retire

    Hi Everyone, I am starting this thread as a follow on from the Very High Yield Share thread. I have been looking into shares and have purchased three over the last several years. For what its worth I know I have been very lucky with these up until now - the shares are CBA, AGL and WOW...
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    example of a Discretionary Trust Deed

    Aaron I don't believe you save on Land Tax with such a trust - but I think you know that. It's for positively geared properties. GW
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    example of a Discretionary Trust Deed

    Rolf, (as my only respondent so far) I am sure many people on this forum actually wonder what a Trust Deed actually looks like......I sure did. I mean, we read about them all the time on Somersoft....but now I know what they actually look like. Now I want to be able to tell a good one from a...
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    example of a Discretionary Trust Deed

    Hi Guys Been surfing the net and found this example of a Discretionary Trust Deed www.reckon-docs.com.au/.../Sample%20Documents/Trust%20Fund/ Discretionary%20Trust.pdf How does it look. I want the Corporate Trustee (basically me)to be able to 1. Change the terms of the deed at any...
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    Attempting to develop block, how to go about it?

    Hi I have a 1 acre block in Sydney (unemcumbered). Would like to develop it as it currently has only one old house on it. A neighbour has developed part (half) of his and got 6 two level town houses on it, with a large part of the block still to go. I have no experience in building...
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