Recent content by GinB

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    Melbourne bigger than Sydney???

    Interesting article in todays headlines thought some of you maybe interested. http://news.ninemsn.com.au/article.aspx?id=321756 Rgds. Gina.
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    Property investing vs starting a family

    You become less fertile after what 30??? What alot of hogwash.....Statistcly thats what they say but hey i'm 39 & just gave birth to twins less than 6 weeks ago, also a mother to 2 grown up boys as well..And no there was no IVF or fertility drugs involved, it was all done ala natural....Was it...
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    Buying sight unseen - any dos or don'ts

    Hi Shuttergirl, I was just reading your post & thought i would add my experiences. I bought my second property totally unseen, although several months prior to this purchase i did fly interstate for the weekend to check out different areas, houses, etc. recommended to me by other investors...
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    60 Minutes - People losing their homes..

    I cant understand how people get themselves in such dire straights? How their pesonal debts almost exceeds the value of their home. What the hell are they spending all their money on? Yes you can invest your money in business or investments & lose but what they put everything they have into...
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    2006 census says there is NO SHORTAGE

    HG, what is your story???? You are beginning to sound like a real geek, spitting out figures, graphs, land measurements & precise dates & times. Firstly, do you even understand what your talking about?? Or are you simply cutting & pasting your information from various articles. You have...
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    2006 census says there is NO SHORTAGE

    Isnt it funny how somebody can sit there & preach to those who are experienced & probably been through at least 1 property cycle and he hasnt even touched first base as yet. Oh well he can sit on the fence forever in a day waiting & hoping, its really like waiting for your numbers to come up in...
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    Share Market Crash will bring up or down on housing Market

    Wow what a recovery!!! Although still volatile the all ords has bounced off the 4 year underlying trend which proves how valid the trend lines can be in determing the direction of the market. Things look to improve from here on in but of course thats no guarantee. Cheers, Gina.
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    how to make an offer? HELP please...

    No when a deposit bond expires it means that you will have to apply or submit another one & pay another $300 for it if you have not purchased a property within the 6 month time frame that it allows you to use it. It replaces you physcally putting up the money from your own pocket when a deposit...
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    how to make an offer? HELP please...

    My sister just recently purchased her first home, it was a brand new apartment in Preston not off the plan. When her offer was accepted she used a deposit bond for a deposit which she bought a couple months ago when she started looking around for places. You pay i think around $300 for the...
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    Help - I'm in a major panic!

    We too had a similar situation less than a month ago where we had no finance 6 days before settlement. What we found out later was that the bank that we were trying to obtain the finance through thought we wanted 95%LVR but we were actually applying for 80%. It was with ANZ, mind you my husband...
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    Peter Spann against capitalising interest???

    This is probably a very basic question & answered somewhere in the thread but i will ask it anyway. I have actually never heard of capitlizing interest, so could someone briefly explain what it is & how it works. Thanks. Rgds, Gina.
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    terri scheer vs aami (LLI)

    Its quite funny to read this thread as I spent most of this afternoon ringing for quotes on Landlord insurance. I came across a broker in Melbourne sounds very similar to what Terri Sheer cover in their standard policy for the same premium ($285 pa). Just briefly the cover includes; $50000...
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