That is nice 4.65% with stand alone security with Wide Bay
If I refinance all my IPs with BOQ specialists, they can go down to 4.6% for all properties with 1 package fee
Thanks for all the opinions.
I discussed with Investec/BOQ specialist. They can offer me commercial loan with the rate of 4.99-5.09% with NO additional security with 65%LVR. Valuation will not be an issue at 65% LVR
Direct quote from them.... "Also we have no line fees or ongoing monthly...
Hi SS Broker
I am thinking about making an offer to buy a block of 5 units (non strata titled) in the innerwest of Brisbane.
The asking price is A$ 1,2 million. I have A$300k in cash and A$ 130k in LOC
with ANZ (interest rate = 4.78%) making LVR ~65-70%. My current PAYG income is ~340k...
Rolf, Yes.. I mean the % discount from variable rates (i.e. lower effective rate).
I got a 0.85% disc with ANZ breakfree package last month on home loan < 1 million.
Has anyone be able to get 1% disc on the loan with ANZ?
The reason why I throw in this posting is to get an opinion. I...
Sorry to hijack this tread again
I was being told by the branch that opening a Disc Family trust account is under Business subset? Is that true? Can I open my DFT account under Access Advantage?
Hi Mry
Thanks for the input.
Yes. We will pay the market rent.
The rent you pay to the trust will not be tax deductible --> If I rent out the property then I can claim the tax deduction... What is the difference between me paying the trust and rent it back at the market value?
Thank you
I did miss a deal by trying to bluff for 5k. If I bought that property 5 years ago, I would make a fortune of 100k.
If you like it... go for it and ignore 5k