Recent content by goldfish

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    Overseas income and loans

    Hmm, thanks again... lots of things to consider. I am not thinking of coming back to Australia for good but maybe my current job will bring me back to Australia for perhaps 6 months, which I then figured would be a good time to look for IP2. I will probably have to wait for the value of IP1...
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    Overseas income and loans

    Thanks for your answer Rolf. If I can find a lender that will do 90% that definitely gives me some options for IP2 sooner. Will it make a difference to the lender whether I am based in Australia or not? Or is it solely the fact that my income is from overseas? Cheers, G.
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    Overseas income and loans

    Hello all... A question that I have failed to find the answer to in any of the previous threads. I currently live and work in Europe. I have Australian permanent residency and I own an Australian IP. IP: loan $290000 value $350000 (bank valued it in March) Initial loan was at 95% with...
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    I'm fuming...

    Hm ok lets see. TPFKAD............. actually I was quite happy paying rent until the 28/02/09 even though I moved out earlier. I never expected otherwise. I was not trying to get out of paying rent.. trust me I knew exactly what my obligations were.. I did get a letter from Property Manager...
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    I'm fuming...

    Ok, so I have been renting a 2bed unit, while waiting for vacancy in the house that I just bought. It was a 3 month lease until 28/02/09. My house was vacant the first weekend of Feb so I decided to move in over that weekend. I gave notice to the property manager at the beginning of Feb, that I...
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    The vendor is renting for 2 weeks after settlement

    Update Hi all, Thought I should give everybody an update on what happened in my case. We exchanged just before Christmas after the owner had agreed to an amount equal to 8 weeks rent was withheld at settlement, and released to him once a satisfactorily inspection was made at the end of...
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    The vendor is renting for 2 weeks after settlement

    Hi all Thanks for the replies. I have now sent my solicitor another email stating the options that I am willing to accept. So far I feel that my solicitor hasn't really been working for me, but rather just accepted that the owner doesn't want to agree to any of the terms. Asking me if I...
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    The vendor is renting for 2 weeks after settlement

    So it may not be feasible to do because the mortgage provider might not accept it? Re insurance.. that was one of the next things I was going to sort out. As the property is under a body corp. building insurance is through them, but I assume that I will still need to take out some cover for...
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    Finance condition to FHOG

    Hi Peter, Thanks for that reassurance, it has made me feel a bit better. If I don't get the stamp duty concession I will still be able to settle as well. After a couple of days worrying about it, I think that I also have reached the conclusion that it should be possible for me to...
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    Finance condition to FHOG

    Ok another question from me today. I am buying a house. I have obtained so-called unconditional finance approval. Then when I actually got the finance agreement from my broker it states a special condition which is that the finance is subject to me obtaining the FHOG. I have querried this...
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    The vendor is renting for 2 weeks after settlement

    Thanks Tracey, You have confirmed my concerns, and I will keep pushing the issue. We initially suggested withholding an amount until the owner vacates the property, but the owner has not agreed to that. I will put it to them again, with the alternative of delaying the settlement for 2...
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    The vendor is renting for 2 weeks after settlement

    It was a condition of the sale that the owner could rent the place for two weeks after settlement. I am assuming (but I may be wrong) that it is in order for him to sort out his finances before leaving the country. I will ask if we can just delay the settlement instead. GF
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    The vendor is renting for 2 weeks after settlement

    Hi all. I am buying my first house. I am about to exchange contracts but am being held up by a minor disagreement between the vendor and myself. The current owner wants to rent the house off me for two weeks after the settlement date, as he will then move overseas. I have agreed to this...
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    Pets and body corporate

    Thanks Marg I have today put in an offer that was accepted. According to the seller it is actually not written in the body corporate rules, but is an oral agreement amongst the owners. Additionally one of the owners herself have two indoor cats, so it 'shouldn't' be a problem with my cat...
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    Pets and body corporate

    Thanks for your replies. A quick settlement is due to personal circumstances.. The real estate agent has spoken to the owner who reckons it shouldn't be an issue with the cat. Furthermore the owner is the chair of the BC, so he may be able to get something through ;). I will however...
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