Recent content by gooroo

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    self manage vs PM?

    Hi Wylie Like you, my Dad self managed all his IPs, most of the time we have been lucky. However, on the two occasions we have been to the tribunal it has been a stressful ordeal. The last tenant had detailed knowledge of his rights. He even wrote out a post dated cheque, due on the...
  2. G

    self manage vs PM?

    what are current thoughts on self managing IPs versus PMs. Do you think a PM will really look after your interests? Pitfalls? Interested to see what the more experienced investors think.:)
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    anyone used Collins securities?

    they were split bw PPOR loan and a business loan, the PPOR was used to secure the business loan. I am able to identify the percentage split portions, so that is not a problem. True, some lenders won't look at the deal, Qlds007
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    anyone used Collins securities?

    Hi Richard, Thanks for that, I'll look into that as I have> 2y ABN, and the property is residential. I will also look into refinancing my current loans, thing is, they got 'messy' as they are business loans on PPOR. That's why I've taken the lodoc path.
  5. G

    anyone used Collins securities?

    Thanks Rolf, I'll be taking another look at the banks for lo-docs, any recommendations?
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    anyone used Collins securities?

    Rolf, would you mind explaining the ratings? As you can see I am new to this..
  7. G

    anyone used Collins securities?

    no, doesn't have to a lo doc, but as I am self employed I didn't want to expose all my business loans. the loan on my PPOR has been split to include borrowings for business purposes
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    anyone used Collins securities?

    just by browsing the net, happened to come across them, looking for a no frills product but with P and I, early repayments, online facility a must...
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    anyone used Collins securities?

    I am trying to fund a $550K IP, Has anyone had experience with Collins securities? I looked at their low doc product as I am self employed. 9.35% IR
  10. G

    Being pushed into a double bidder situation and pulling your offer

    seems very unreasonable of the agent to get unreasonable. You simply made an offer- let the principle of the agency know how you were treated!
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