Recent content by gusto

Thanks PTBear. Not having looked at lo doc's before, I came across some that include PAYG employment (iirc, one said something about employment of 30 months in the last 3 years). She has never been out of a job, it is just we would prefer not to wait another 6 months to meet the full time...

After a quick brain storm, I am leaning towards the following: Wife to Lo Doc refinance to 90% on current ppor - leaves 65k LOC Pay off 50k personal debts Leaves 15k for mortgage under my name for new ppor - Standard loan at 97% for around 325k. Just a question - will there be any...

Hi all, My wife and I are currently looking at selling and moving to a semi rural house (both in SEQ). Currently the finances are: PPOR Worth 350k Owe 250k Income 70k & 60k We are about 2 weeks away from putting it on the market to sell, using the 100k to pay of personal...

Thanks for the input Buzz.... When you say the board has changed, do you mean for the better, or are they using cheaper boards that are not as good? We may be lucky with the kitchen refit. The sink is staying where it currently is, we only have electricity so no gas pipes need to be moved...

Hi All, We are looking at remortgaging in a few months to possibly buy our first IP (currently have about 20-30k equity), and were planning on spending about 10-15k on the house to hopefully increase the equity by another 15-20k (and also because we will be living there for at least the next...