Recent content by holztor

  1. H

    Getting a better rate

    Thanks Peter and Jess for your responses!
  2. H

    Getting a better rate

    Hi all, Currenlty have a home loan with NAB for my PPOR. I went directly with the bank, and our banker arranged a SVR that we were happy with. On a couple of occassions the rate was confirmed for us (so I have evidence in emails). The bank was slow in organising things and we came to...
  3. H

    Independent Valuation Issues

    Thought I would share a small success story. Bank ordered valuation which came back lower than price paid at auction. Told them I wasn't happy and they said they would order an internal valuation - sent them a list of comparable properties in the area to build my case. Their...
  4. H

    Buyers Agent (Auction) Sydney

    I've been told it's going to auction as "the vendor considers it to be a more transparent process" - HA! more like a more profitable process. I guess there always is the option of a sale before auction as I understand that the REA must pass on all offers? So even if they want to go to...
  5. H

    Buyers Agent (Auction) Sydney

    Morning all, I'm interested in some information about engaging a buyers agent for the auction bidding process only. I have a property that I am interested in, currently completing DD. I may not be able to attend the auction, and it got me thinking that since this would be my first place...
  6. H

    Buyer Advocate at Auction

    I'm interested in this tactic. Would it be better to dress as a bum in thongs and shorts with no one taking you seriously, or overdressing (suit) to intimidate people so that they think you can't be pushed around?
  7. H

    Buying at Auction - best technique

    Looking at my first auction in a couple of weeks and had a question about this tactic - I agree with it, but what happens when the property is passed in? For example, other people are bidding, and you know that the reserve has not been met. The property is passed in, and the highest bidding...
Back
Top