Recent content by Indifference

  1. Indifference

    On retirement

    "Retirement" is different things to different people..... There is no black & white answer. It is not A+B+C and nothing else... It is or can be, comprised of everything stated thus far plus more. It can change over time. Actually, retirement could stretch for decades hence, a changing...
  2. Indifference

    gold

    These gold threads crack me up! I laugh nearly every time I read one of these gold threads... It seems that most people just don't get the fundamental difference between asset classes and types. Gold in real money... a hedge against inflation. A reasonable long term store of value. It is...
  3. Indifference

    Racism in Australia

    I guess few here have been to a stand up comics show in recent decades..... racial slurs are the norm! Comedy gets a free pass though, even if it is "offensive" in the view of certain individuals. But it's OK, because it's only broadcast on national TV & radio......so perhaps it is...
  4. Indifference

    Kiva - helping others via micro-credit

    Some loans will result in a "loss" due to exchange rate not because of default. I've only had 2 defaults in over 70 loans (still nearly double the average), but 6 resulting in a "loss" overall. That's still excellent in my view as the overall "loss" is still sub-$40.... that doesn't even...
  5. Indifference

    How much for a slab of concrete

    I had a 7mx9m (x100mm) 25MPa slab prepped & laid about 6 months ago in VIC for $4000 which included an additional 1.5 cubic metres of concrete in the delivery for another job I had on site. This worked out ~$60 per sqm laid (@100mm thick of reinforced 25MPa) I would expect to pay no more...
  6. Indifference

    Qld politicians get a 35% pay rise

    35% payrise for themselves......mmm..... the sheeple will be upset for a little while but ultimately they''ll forget about it for the most part, as long as their social "benefits" and "entitlements" are left alone.... Anyone that believes "the system" is fair & unbiased is delusional...
  7. Indifference

    New push bike laws

    Why not... Dole bluggers get free Rego, Cars, booze, rent, food, ciggies and pokies.... So why should a 12 yo kid (or any age for that matter) pay rego.... yes, that's right. Kids ride bikes too & surely they shouldn't get it free either! Or did we forget about that? :rolleyes:
  8. Indifference

    The Maximum You should spend on your car(s)

    Sounds like a reasonable generalization and I think it is reasonable advice for younger or less financially "fit" individuals. I agree with most of the other comments, however at the end of the day, one size does not fit all. Consciously spending more may be appropriate due to deliberate...
  9. Indifference

    Who's next after Holden..

    Well, subsidies have worked just fine for the housing market..... strip out negative gearing & the property/housing sector would suffer significantly. Not to mention many people here would be well & truly *&#% The issue is not just about the car industry but also about retaining skills and...
  10. Indifference

    Black air conditioner?

    LG Artcool.... can look like anything you choose...
  11. Indifference

    Gold Suffers Its Worst November Since 1978

    It's just gone from overvalued to arguably undervalued.... some that bought (late) to try and make a quick buck, lost many. Those that bought (& continue to do so) for the right reasons, are not too concerned. Actually I would be more concerned about the real bubble going on.... you know, the...
  12. Indifference

    60th Birthday Present

    A newspaper from the day he was born might be a nice touch! paperworld is the place ;)
  13. Indifference

    Upright digital piano for kid -brand and where to buy Brisbane

    Make that 3 recommendations for the Yamaha Clavinova. I've had one for 10 yrs. The important thing with a digital piano is key feel. Look for "graded hammer" so that the transition to a real piano is more seamless.
  14. Indifference

    Wasteful expenditure

    Holy crap... where do I start?! 1. Pers Plates - Check 2. Daily Coffee - Check 3. Muscle Car - Check 4. Ducati - Check 5. Trail Bike - Check 6. Weekender - Check 7. Annual Overseas Vacations - Check 8. Eating out whenever I/we feel like it - Check 9. Regular Cinema Visits -...
  15. Indifference

    Market reacts to new property research tool

    I prefer the concept presented by zillow..... have a look. It is a US based site but incorporates sales, pre-sales, foreclosures, values & "make me move" prices.... One stop shop. Would be fantastic to see that here in Australia! ;)
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