Recent content by joanmc

Thank you so much Jan and Ian for the forum and Sim for your work on it. Through this forum I have made some wonderful friends in real life as well as a few "forum" friends that have all added greatly to my life. Why is there no sobbing emoticon??

Good on her, but the land in Glencoe only costs 30 pounds so I guess the rest of the 50k inheritance went on another deposit.

and in bars and pubs I hear the barman spikes your drink with the solid form of it. Bl00dy disgrace, you just can't get away from the stuff....

nerd joke Little Jimmy's dead and gone We'll never see him more What he thought was H2O Was H2SO4

That dihydrogen monoxide is terrible stuff, they have found it is present in everyone on the planet!!! That is total saturation of the population. Why doesn't anyone do anything about this???

Seriously, with all due respect. Do you think that maybe you really aren't cut out for property investing? You seem to stress out over the silliest things and this kind of stress over the long term (and property is very long term) is really not good for you. They are students and I am sure...

Same here. The way we saved with our first house that was a new build was we opted for no carpet, no tiles, no wardrobes, no grass, no driveway, no letterbox, no tv aerial, no wall cupboards in the kitchen. All of these we added in the 3 years we lived there, bit by bit. All our furniture was...

When we moved to our current place, 5 acres in a rural community, we had one neighbour who was a tenant and very friendly but the other side.... I walked up to her at the fence one day and introduced myself, she looked me up and down and said "we like to keep to ourselves" and turned and walked...

For our situation I am now aiming to start dropping out LVR to 60% or less. Over the last few years we went from 80% at purchase down to about 70% from capital growth then up to 100% from drops in value through the GFC to currently around 85% (don't tell the bank!). We don't want to buy...

I feed 5 adults (3 male, 2 female) for about 200-250/week. As an example of how I do this cheaply, portion control on meat is important, I bought 5 chickens when they went on sale in coles for around $8-$9 each. Hubby jointed them so we got 2 meals of 1 thigh each, 1 meal of drumsticks (2 each)...

Yes I remember having our first home then, and our first baby! One thing you also have to remember though is that rates didn't go from 5% to 18% our loan when we first took it out was at 14% so it was an increase of 4%. Our property value doubled in that time so we did have equity but I was...

too many positions, trading a leveraged product with borrowed money, and a couple of really big trades that gapped below my stops which is what set in motion the series of unfortunate events.

There was RIO, FLT and CBA at the start and then I added in MGX, which was my favourite to trade, but I am not sure about the rest anymore. I have traded NAB, ANZ and WBC but they were not part of my regular trades, also WOW and WES some I traded are gone. At the highest point I was trading...

I am guessing NRAS. The way Jamie works is you go to the 2 day seminar and different speakers spruik their "one time only special deal teaching you the secrets of xxxx". Do NOT take your credit card! He used to have a large affiliate base as well who each get a cut of every program sold. I...

I used to day trade from 2008. I was making about 5k per week on 150k capital trading mainly 8 stocks.We retired in December 2008. Then I went to a trading show, found out about cfds and lost my mind. made some very large amounts of money and then lost it I have spent the last 4-5 years...