Recent content by Joker

  1. J

    Need some advice on first PPOR project

    Some updated news on the shopping centre. http://www.nbnnews.com.au/index.php/2013/08/17/coomera-town-centre-a-step-closer/
  2. J

    gold coast, labrador...thoughts??

    That is good to know. I also have an IP in Upper Coomera. Hopefully things are on the way up! :)
  3. J

    Periodic tenancy

    Correct. It is still currently in a lease. The PM is warning me of the situation and wants to know if I'm dissatisfied with the prospect of a periodic lease.
  4. J

    Periodic tenancy

    It's in QLD
  5. J

    Periodic tenancy

    They said they have tried to call and have sent a couple of reminder notices.
  6. J

    Periodic tenancy

    I have been advised by my RE agent that my tenants have not renewed the tenancy. They have tried to contact them but are unsuccessful. The lease will become a periodic tenancy. I don't like the uncertainty. I'm guessing the tenants are not thinking long term and don't want to sign? I'm might...
  7. J

    Opinions on the following suburbs/areas

    Yes, been waiting for this one for a while. Hoping it will happen some time this decade :o
  8. J

    3 and 5 year fixed rate thread

    Is it safe to assume that the banks are expecting more rate cuts from the RBA? Surely they won't drop their fixed rates if they think they will lose money.
  9. J

    HIA Sydney Home Show free tickets?

    for free tickets in Sydney for the home buyer show enter the code DOMAIN http://www.homebuyershow.com.au/sydney/
  10. J

    Tips for getting a better rate

    Just got off the phone with Westpac. They also matched ANZ discount of 1% and offered me 6.86% which I accepted. It is 0.06 higher than ANZ but I wont have to pay any exit fees and change bank accounts. Thankyou so much for your help :)
  11. J

    Tips for getting a better rate

    Do you think I should try and get both my loans down to the same rate? Arn't IP rates generally higher than PPOR loans?
  12. J

    Tips for getting a better rate

    Thanks for the advice. Much appreciated. Will let you know how I go.
  13. J

    Tips for getting a better rate

    Yes been on the same loan for exactly 3 years. Thanks for your help guys.
  14. J

    Tips for getting a better rate

    No I have a low LVR. Compared to the other big banks I thought my rates were on par?
  15. J

    Tips for getting a better rate

    I have a home loan and investment loan totaling 650k with Westpac. Home loan variable is 7.16% and IP loan is 7.31%. I'm thinking of ringing my bank to see if I can get a better rate. I havnt haggled with a bank before. Has anyone got any tips? I did find better variable rates out there e.g...
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