Recent content by kaf

  1. kaf

    Loosing vs. Losing

    I'm with you dwv, it's all very confusing for non-native speakers... Just found this on http://www.abc.net.au/wordmap/rel_stories/aitch.htm - nice try to put some logic back into language use ;). kaf
  2. kaf

    spray painting bathroom ect

    Yes I got some quotes too and thought it was so expensive that retiling started to sound like an option. In the end I repainted myself using White Knight - much cheaper and held up well over the last 2 and a bit years (IP). Not great if you have a lot of horizontal surfaces (around baths etc.)...
  3. kaf

    Sydney Prices vs Incomes

    What I don't understand about the average income vs. house price relationship (and it's effect on capping growth) is that a large proportion (ca.70%) of the population already owns a house. So if they want to uprade they don't start from scratch, they usually already have equity in their...
  4. kaf

    family home to developement site and not lose the CGT benifit

    Duce - you've just hit real-estate gold (or have been hit by it) and you start your thread with a frowny?? Sounds to me you have to work out first what your land is worth (undeveloped and developed) and then if you have the interest / skills / drive / money to develop yourself or walk away...
  5. kaf

    For Potential Parents

    Julie - sorry, but the foreign passport doesn't give your child 2 languages and access to different cultures. Either your parents give you that or you learn it on your own. All the passport does is makes it a tad easier for the child later on to move to the country of birth and learn the...
  6. kaf

    Tiling Design Question

    Can't remember who said it (I think it was during a reno kings workshop) "Chose any colour your like for the bathroom, as long as it's white" :D kaf
  7. kaf

    Would you spend 10% of ppor value on the front garden?

    I've not tested it but would find it very hard to believe unless you are in a suburb where everyone is called Jones... First impression is important (street appeal) but I cannot believe someone will consider a nice front yard equal to an extra bathroom or bedroom, no way! For frontyard stuff...
  8. kaf

    Would you spend 10% of ppor value on the front garden?

    I do remember about 3k worth of topsoil in our landscaping quote. I asked why we needed topsoil as our existing soil is great and was told that they just put that into every quote... So yes, LOTS of fat in these quotes. kaf
  9. kaf

    Would you spend 10% of ppor value on the front garden?

    Hi Tizzy I've used a landscape designer for the back yard of our PPOR but the design itself was about $800 (with quite a specific brief from our side). They came up with a few good ideas and did the hardscaping so for my first project I thought it was worthwhile. Having seen what they do...
  10. kaf

    Greedy Investors

    Mmh this whole idea of greed and taking from other people who don't invest is an interesting one. I guess you could / should make the same argument about salaries. How come a nurse is paid so much less than a lawyer, even though nursing also requires tertiary education, has huge responsibilities...
  11. kaf

    Landscaping the backyard, what $2650 can do - Pics

    Mmh - timber straight on the ground, I'd be paranoid about attracting termites, especially with it so close to the house. Any thoughts on that? kaf
  12. kaf

    Magpies!

    Loved your story CD! I get attacked every morning cycling to work at the moment. Stupid thing starts and stop exactly at the same spots every time, repeatedly whacking me on the helmet in between. Well it does help me to wake up... kaf
  13. kaf

    Inner suburbs vs Outer suburbs

    Actually I think it's the other way round? Your heart wants something you would want to live in too, it's close to where you are and it wants to own quality which is a very fuzzy term (quality of life, fixtures, tenants etc.?). Your head is the rational one about accumulating multiple IPs with a...
  14. kaf

    A question for the women.

    This is interesting - I must be completely insensitive to being treated in a gender-specific way as I never notice. Tradies, investment-related stuff, work, nup, I really don't notice being treated any differently. There are a lot of females in the IP related business (especially RAs) and they...
  15. kaf

    Need advice on breaking my fixed loan

    I don't think there is much doubt that interest rates will go up from their current record low in the next 4 years, question is where to. Marg is spot on - do your calculations based on a number of future interest rate scenarios and make your decision based on this. kaf
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