Recent content by Lashkari

I had a very bad experience with brokers. At the first experience, broker offered me the rate of 4.95% for CBA, and he assured me it is the best rate I can get from CBA. But when I started to shop around seriously I found better rate of 4.70% from CBA. Also, I had another experience with another...

Hi D.T. Yes, surly I am new starter in this field, and it is my first exprience. I am open to learn, that's why I am here. Please forget about NAB or everything else, what will you do if you were in my place? Which Bank, which priorities and ....? Please consider my settlement date as well (30...

Euro73 thank you for your constructive advice. As I mentioned in my first post I would like to find the best possible deal with NAB. But I have no idea what is the best rate could be possible for my case. For the land ($296k loan) NAB offered me 4.78% and NAB broker offered me 4.80%. I have...

Probably no one read the whole story, above. I am looking for the cheapest construction loan with %100 offsect account and branch facility in Canberra. Ubank does not provide loan for construction, and also no offset account. loans.com.au only accepts applications for the land and construction...

No/minimum LMI was and is my first priority if I can get rid of that. However, I got some advice from some brokers which I cannot do anything for that. Any advice?

My Plan is for investment. Why do you think it is not for investment?

Priorities I would like to consider include: 1st has Construction Facility; 2nd has minimum/no mortgage insurance (if possible); 3rd has an offset account with flexible repayment alternatives like unlimited redraws, and allows salary crediting and direct debit; 4th has line of credit; 5th...

Hi All, My wife and I have entered into a Contract to buy a block of land in the ACT for $370,000. The Loan is due to settle in the 30 January. We have already paid the Stamp Duty, so we are able to put down a 20% Deposit on the Land to avoid Mortgage Insurance. We want to start construction on...