Recent content by lilamber

yes they are big amounts! Unfortunately they are so old now, that it's going to be difficult to get copies of the original bill and argue that the calls were'nt made. Yet another lesson for my husband that he should of dealt with it at the time. This is why I'm wondering whether its better...

Plus the 1 we did find out about on his Veda file previously mentioned, Safrock Finance, $553 – Paid - due to come off 2015 Ok so my question is: What do future credit providers think of having defaults that are ‘settled’, rather than ‘paid’. Will normal lenders consider paid or settled...

Ok guys, I've managed to find out a little more info regarding the 2 other defaults. 1) Original Credit Provider: Telstra Credit Management $1804 (payment default) Originally Listed 27 Sep 06 Latest Credit Provider: Baycorp Collect Latest Date: 27 Aug 07 2) Original Credit Provider: B...

Hey guys, thx for all the comments. My husband did know and tell me about previous debts from qld. (1 is telstra, not sure about the other 1 yet) We got a car loan just over a year ago, and he told the broker then (different broker) that he thought he had a credit default from years ago...

Hi Rolf Yes, I know your right. Sit and wait. Really not happy about it. hindsight is lovely, but wish I had've just stayed where we were. Is very disappointing, as we did the credit check at Veda and thought it was fine. Didn't know we had to check with Baycorp too. Ah well, you live...

Thx for your reply. Upon advise of our broker (who we are not using anymore) we did write up an explanation for the defaults, blaming family breakdown and sudden move back to melbourne. I'm not sure if there's really any excuse thats acceptable for not paying your debts, but the broker said...

hey guys, been reading forums from afar, finally decided to join (wish I had've asked for advice 3 months ago) Here's my situation. I owned a very small house (PPOR) in outer east suburb of melbourne, on subdivided block. Bought for 198K in 2005 (classed as a unit) and had a revolving line...