Recent content by lollypops32

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    help to reduce tax / debt

    it wasn't necessarily meeting a crackpot from the internet that concerned me although i do think in this day and age it doesn't hurt to be cautious, it was arming a relative, no, make that a complete stranger, with personal information regarding my life and other matters that just made me wary...
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    help to reduce tax / debt

    FYI the reason the lease company have increased the payments is because they say the running costs of the car have exceeded their original costings. we moved to what is considered a salubrious area and was a bit of a compromise but actually, as i have discovered only since living here, it...
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    help to reduce tax / debt

    my kids have packed lunches everyday, my husband takes a packed lunch every day, he doesn't buy a muffin to go with his coffee even occasionally, he goes to the gym to keep fit and maintain his weight he doesn't have a sweet tooth and although i know he did used to buy coffee daily, he now can't...
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    help to reduce tax / debt

    and a footnote to dazzzz i appreciate your offer to help, i dont mind communicating on a one to one basis and sorry for not acknowledging your offer, it's hard to remember every point that you intended to make once you get started on your reply.
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    help to reduce tax / debt

    a bit defensive? no, actually i don't think i was. you're right i came on asking for advice, but the advice was how i could reduce our tax bill, not how i can afford to buy a pair of trousers from the opshop for my son. it's not that i don't like the advice i've been given, it's that the...
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    help to reduce tax / debt

    i love some of the responses of people trying to catch me out, seems like they've been watching too much CSI. i said i have 4 children at 3 different schools, how is that odd? one is at private school. the others are all at government schools. 2 catch public transport to school. one has...
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    help to reduce tax / debt

    regarding foxtel i know it's an extravagance but if i have $140 extra per month it's not going to suddenly solve all my problems. if i hadn't mentioned it, i would still be in the same position. comments along the lines of not being able to complain because of having foxtel aren't...
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    help to reduce tax / debt

    mmmhmm i hear ya about the foxtel and so i cancel them.....i'm still in a big hole. we have 4 mobile phone plans, we're locked in on those. a job for me is hard - i have a young family 4 kids 3 different schools where do i put them for before school/after school care. my husband leaves 5am...
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    help to reduce tax / debt

    i drove a 'bomb' for 10 years, same car little honda civic best car i ever had, i don't have friends who would sneer at any car i drive, we would all think it hilarous! anyway, whilst driving my 'bomb' i had a frightening experience with the kids on board, i skidded behind a removal van when...
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    help to reduce tax / debt

    thank you all for your input, i guess i kind of already know/knew what to do but you never know, there might be some loophole or generous government handout that i didn't know about ha! school feels are a luxury we now can't really afford, we have four children, only one is at private school...
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    help to reduce tax / debt

    we live in a large house but it has a large mortgage and large bills (rates / running costs), the house is worth $1.4m, mortgage just under $900,000, repayments $6,000 per month. income per month $13,000, we have two cars on finance, school fees, all the usual insurances etc. it's a great...
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