Recent content by Luke

  1. Luke

    Proceeds of CapGain - to Deductible or Non-D loan?

    Thanks for your quick responses, @alexlee... - That just wasn't relevant to the question. I'll legitimately avoid tax in reality, don't worry. I just wanted to clearly define the situation so we were talking about $y not if $y is half or not. @bluestorm... I find myself arguing with this, and...
  2. Luke

    Proceeds of CapGain - to Deductible or Non-D loan?

    Sorry if this has been answered before - I can't find it tonight if it has... If I borrow $x from an investment loan to buy shares Lets say I sell 6 months later (to avoid 50%CGT discount issues) for $x+y Clearly I've gained $y, which is declared and paid tax on. But the critical...
  3. Luke

    Where would you put $10k for a young child?

    Thanks for your replies. Both kids already have "bank of Dad" accounts with $900 & $700 in, 8 year-old has a well thought out plan... save to buy a motorbike (almost there), then a car, then a house... But with this windfall inheritance, investing for a 10-14 year timeframe together could...
  4. Luke

    Where would you put $10k for a young child?

    My children (4 & 8) are about to receive $10k each in an inheritance from their great-grandmother. We're thinking about how to manage this in the best way possible. Our nephews (7, 12 & 14 are also in the same generous boat) Is it insane to think of a property purchase? As parents we can...
  5. Luke

    Solar power.

    I organised a group bulk-buy in my neighbourhood, from someone (Rezeko) who had basically the same idea, just 4-5 years ago. Locally, we had 33 installed, and at the time (Nov 2008) it was by far the best price, but by installation time Clear Solar and all the rest had jumped on the bandwagon...
  6. Luke

    Conveyancing Errors - Disasters or Petty mistakes...

    The forum is filled with people advising don't touch the conveyancing yourself... And in large I'd say that's probably not bad advice, but back many years ago, "Gregory H" set a challenge - just what were the conveyancing disasters everyone was afraid of? ... or are they just apocryphal...
  7. Luke

    DIY Conveyancing - Experiences and resources

    Thanks KeithJ, whatever would we do without google...? RumpledElf, thanks, you've repeated sentiments I've read elsewhere... For me though, the question is all about the learning process. This will be my fourth property purchase now... and I want to know what it is these conveyancing...
  8. Luke

    DIY Conveyancing - Experiences and resources

    I'd do a search on this topic, but "conveyancing" is too long or too common a search term on the SSForum??? Puzzled...?
  9. Luke

    DIY Conveyancing - Experiences and resources

    Just exploring - Has anyone here ever done their own conveyancing (without a professional background in it)... Any resources you'd recommend? Any you'd avoid? Thanks
  10. Luke

    What to look for when purchasing a land?

    On v1.1 of the form... :) along with some of the other ideas above. Of course that info should clearly be on the s.32 as well. (Not sure if s.32's are standard across all states, but the title documents will mark it on there.)
  11. Luke

    Vacant Land Checklist

    Thanks Savanna. Loooking at your subtitle I looked up some other of your posts. Just wondering if you ever got the development book up you were planning a couple of years ago?
  12. Luke

    What to look for when purchasing a land?

    G'day everyone... Tempura - snap! About eight hours before your message I posted this thread in a different part of the forum. It's a check-list for assessing vacant land, and there are already some ideas above here in this thread for my next version. Any other comments much appreciated...
  13. Luke

    Vacant Land Checklist

    Hehe. I could probably fit that in the section where I left "planning overlays" after moving the rest of the section. A question: is it more helpful in .doc or .pdf? I'm wondering about a scoring system. Score out of 100, Ten points for price, ten for views, ten for neighbours etc. The...
  14. Luke

    Vacant Land Checklist

    Hi, not sure what the rule is about cross postings..., but I put a form up in the Information Resources section here It's inspired by Sunstone's Property Checklist... I'm looking at my first development, and searching for land suitable. Being a rural, low-density area, I'm only looking at...
  15. Luke

    Luke's Vacant Land Checklist

    Hi everyone, Inspired by Sunstone's property checklist (http://www.somersoft.com/forums/showpost.php?p=728&postcount=1 and my own recent searching for a cheap development site (my first), I created this tonight. Some of it will be too specific to my rural Shire and state (SYR & Vic...
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