Recent content by mixedup

thanks Paul. Just checking though. You spoke of CGT & land tax choices (or lack of choice) re the PPOR to be used for the period, however is it allowed to nominate a separate PPOR for CGT as for Land Tax? i.e. in the scenario above Property B has to be the PPOR for wife from the Land Tax...

thanks - can I put forward a scenario to try to confirm in my own mind - so say... * Timeline 2000 - Property A purchased - in Wife's name - both living 2005 - Property B purchased - in joint names - both living here 2010 - Sell Property A * Assume Property A has...

thanks for this pointer. My reading of this (if I understand) is that if you're moving from a period of (a) wife owning PPOR1, then moving into (b) joint owned PPOR2, then you probably need to acknowledge PPOR2 property as both of your PPOR from the day you move in. That is if the option where...

isn't that for when you've rented?

thanks Mike - not sure how I missed that page :rolleyes:

I have a question re this: https://www.ato.gov.au/General/Capital-gains-tax/In-detail/Real-estate/Treating-a-dwelling-as-your-main-residence-after-you-move-out/ So in the case you have had two properties of overlapping periods, for which you haven't rented either, and you have lived in both...

Anyone have a list, or a link to, what are allowable items that one could include in the calculation of Capital Gains, in the case the property has not produced income (not rented out), but wasn't the PPOR? Items I have so far, but wondering if there are more are: Settlement Costs Stamp...

Salary sacrifice can be a large win over loans Courier Mail article :) Salary sacrifice can be a large win over loans

great info/replies thanks - seeing it seems significant I can note I'm about 12 years out from being able to access super (at 60)...however I have the ability to acquire additional IPs (if I can convince the boss) using equity (buffer) so my specific question will still be valid here I think...

thanks Scott - so is my logic/comparison correct then from your point of view?

:) wanted to stick to just understand if my comparison of these two options is correct for the moment...

It seems much better to put any spare money (from your job) to super via salary sacrifice then it does to take it and put it on your IP loan. I've put my notes/calculations below. Just after some confirmation I'm not missing something here or made a mistake in calculations? I've attached...

Rental Property Selector App (IOS & Android) Are you looking for an investment/rental property and want an Easy-to-Use app to do quick evaluations of feasibility? Are you tired of the detailed finance apps that require you to manually type in all the various costs/amounts via the keypad? This...

Do property values generally go up when a newer suburb/area if developed adjacent? Looking at some various areas along the sunshine coast where there are existing houses in the suburbs along the coast, but then there are new developments starting just behind (i.e. to the west). So in...

Re my question a) - I was just after advice re what would be the correct financial term (if there is one?) for the specific yield calculation formula that described (with an example calculation - see my original post). Let me know if you need me to clarify the formula & example further.