Recent content by mrbleuu

Thanks for all your help. I settled with EBM.

Looking for land lord insurance and tossing up between Terrischeer and EBM: - Is there a website or resource I can look up areas of NSW and flood risk? - EBM and TS both do not cover flood damage, is this right? - Would strata building cover not cover flood? Or is the landlord insurance...

Thanks Charlieandkath I've just sent him an email. If anyone has other recommendations I woudl love to hear them here or via PM. I am not necessarily after the cheapest, but someone who is good.

Can any one recommend a property manager in Randwick, NSW for a 1 br apartment? Thanks!

So what are your thoughts on the 4.99% "limited quantity cheap borrowing" concept - do you think rates will go back up to 5.6+% when this money runs out then slowly decline with rate cuts / expected RBA rate stability?

My only concern with this is, if the sub 5% rates are related to cheaper lending which is a "limited time/quantity" offer and not with RBA rates, then what is to say 5 year rates wont go up when this cheap borrowing runs out?

Thanks Brett. I'm really not familiar with how much $10million will go, can you provide an example? I'm not too sure I follow the logic of "some of these claims can potentially take years to get to court, you can never have too much, so better to be safe than sorry". I will increase to...

How much is $20 million? Aon offers the option of 10, 15 and 20 million. Is 10 million ample or is 20 million recommended?

How much liability indemnity (under landlord insurance) do you think is necessary for a private 4br free standing home rental? I am currently insured for $10mil. Is that adequate or should I be looking at $20mil? (really not sure how far these will go if a claim is made)

I've been looking at ALbury too, along with Wagga Wagga. What are people's thoughts on Wagga? There's bit of activity there at the moment (e.g. hospital expansion)

Most people here have negotiated the SVR down. Will the banks be flexible with their 3 and 5 years rates? I'm curious if commonwealth would go lower on their 3 year fixed

Anyone have any thoughts?

I emailed them this morning to check, but I understand others in the building are renting theres out based on ads stating "please let us know if there are more parking spots" in this building for rent.

I have a secure underground car park within a strata complex in a popular location. I am looking to rent the parking spot. There are no visitor parking spots in the complex. I am not concerned about lost rent but more damage by/to the tenant when using the space. Do I need to get insurance...

Thanks guys. I will look at deposit power. The other option I have been suggested is www.depositbondaust.com.au which are backed by QBE. Their ASIC registration goes back to 1989 whereas deposit power is 2012 - but given the positive feedback from you guys about DepositPower I might just...