Recent content by Murphy69

Its probably because commercial pilots have fairly stringent health checks, and even something relatively minor can ground them for either short periods of time, or forever. So its more a matter of the risk to the insurer for payouts, rather than the risk to the individual. (I don't know...

As Mark Twain said, 'Every child needs to take some time off from school to learn." Personally, I think kids would learn more resilience and more about life experiencing travel for a year than they would in any given year in primary school. I've also heard that if you are prepared to spend...

Yep its a semi. Has been $205 for a while. Paid a fraction too much, I think, for Whyalla. Canberra looks to be softening at the moment, and I think if I had to re-let, I'd probably have to drop the rent a bit. (Its in Holt and I think there has been a fair bit of construction in the area...

2009, 1 x Canberra (389K, 450pw rent) 2011, 1 x Whyalla (125K, 175pw rent) 2011, 1 x Elizabeth (140K, 205pw rent) Thats paid price, current val, prob 440, 120, 170 respectively.

Hi all, thanks for the responses. Marg, I don't think a lump sum is achievable, he has been retired for some time, and its a defined benefit system, so there isn't really a superannuation amount available to him, he just gets somewhere around $75K pa as long as he (or my mother) are alive...

Hi, My parents are wanting to downsize from their current house and I have some questions on their behalf. They are both 67, fully retired. Dad is on a good defined benefits scheme (government) and has a gross income of around $70k. They own two new model cars outright, and have a caravan...

Will it be possible to have a transactional offset that is in joint names, against a loan that is only in one name?

Not an Army Barracks, but an Army Range. Barracks will bring soldier, families, support services and heaps of construction, but a range expansion won't bring much extra. Expansion of range will bring a small amount of construction and maybe a couple of extra range caretakers. There might be...

Wineries and Brewery's use 'Finnings' to settle yeast and other fermentation products out of the product. Finnings work by binding to particles and then the weight causes it to settle out. One common form is gelatine, which will bind to particles, set, then settle. Another common form of...

Hmm, We manage our own finances. I earn more, and pay most bills (rent, utilities etc), she buys the groceries (although if I go to the shops for something I'll pick up some groceries too. When we go out for dinner or get takeaway, I normally get it. I am very interested and active in...

I know Brad...not sure if I'd call him famous...I used to instruct on courses with him, and occasionally students would sneak some embarrassing video clips into the presentations... Murphy

Well the 69 was my year of birth...not sure what you might have been thinking :rolleyes: Murphy

A much loved (now deceased) dog. Sad to say, he had more character traits that I admired than many people!

What Aaron is saying is that if you make a serious enquiry with a bank then they will run a credit check and use a formula to determine your credit worthiness based on a range of factors. One of those factors is how many credit checks you've had in the past. So each bank you make an enquiry...