Recent content by mysterious_guy

Unfortunately we are just short on his income only :( Looks like we may not have any option then :|

Yes 50/50 ownership.

Hi all I recently started working on ABN and when i tried to refinance my loan with current bank, they are asking for 2 years of group certificates. I had a bit of gap between last job and the current one so my questions is whether it is possible to refinance with any other bank without group...

Thanks a lot people. Some very informative posts, really appreciate it.

Hi all I have got a question in regards to LMI if i refinance my current loan with the same lender. Current value as per lender: $475000 Current Loan amt: $377000 I need to refinance to get around $30,000 - $40,000 for unfortunate emergency. I wanted to know if i will be paying...

Hi all I bought some land to build investment property. My bank processed the land loan and provided pre approval for building costs as well. When i was about to settle with builder, my bank told me that rules had changed and i had to go to other bank, i got the loan approved and went with...

Hi all Does anyone know someone who does fencing in western suburbs of Melbourne? I will need approximately 38m fencing(1.8 m height) colourbond fence. It's a brand new property so just need new fence installed. Any recommendations? Thanks in advance.

Hi People My first investment property is 75% ready and i thought it might be a good idea to try finding a good PMs to make sure it is rented out without much delays. Any recommendations for PMs in western suburbs? Also, i have no idea how much fees are acceptable so what percentages...

PT Bear, i wasn't aware that there are two set of documents that i had to sign and return. I kept assuring conveyancer and bank that docs had been returned. After spending hours on the phone one day, i was told that second set of documents were sent by perpetual and idiots sent it to the address...

I understand Aaron but my case is way different, $5000 for me is almost like $500,000 for you.

Thanks the Y-man. It's biggest lesson i have learnt all year, wouldn't ever use coveyancer in my life. Too bad the learning comes at the expense of my Christmas, new year, holiday plans being ruined.

I didn't take any advice on number of days and as you said, it's quite impossible to settle within 14 days. I know vendor will use "terms and conditions" thing so i may not be able to do anything but i think it's highly unfair given the fact that someone is trying to buy their first property...

Thanks for the reply guys, i can understand that i shouldn't have waited for vendor to contact for settlement but you can understand that i have absolutely no experience in this. I didn't know how long it should take for bank to send documents, didn't know they had sent them to wrong address...

Hi All I was wondering if someone can help me or give me an advice as i almost suffered a heart attack today.I signed up for a block of land end of last year and was told that settlement is due sometime in September. I paid the deposit and knew loan approval won't be a problem so i kind of...

If i knew,why do you think i would ask?? I just thought there is nothing to maintain until the house is built and hence there shouldnt really be any council charges.