Recent content by nanaichi

Michael, it certainly felt that way. Although the bank manager who I have known for years did try a few options, but apparently found it was now bank policy. Actually, it was also said it was now government regulations put onto the banks - but I didn't buy this. It felt more an ANZ thing...

Given the large capital nature of the business it certainly makes it a lot easier to get approval when there was a need to remove a wall. :-) Although as I always tell my friends, my boss is the worst boss in the world. Makes me work 7 days a week, on call 24 hours and pays below minimum...

Hi all, Many thanks again for everyones thoughts, and the welcome! I have been lurking on the forum's reading many of the posts for the past few weeks, amazed at the knowledge and thinking if only I had discovered the forum earlier. Might be best to explain a little more on my...

Hi Peter, (thank you too for such a quick response) That seems to be the way of things. Unfortunately my accountant has been too efficient :-) To put more income through to myself, and pay more tax, is going to require waiting until July '12 before the next tax return goes though which...

Hi Aaron, Thanks for such a quick response! What sort of documentation do these other lenders need? Are company accounts & recent BAS statements suitable? cheers, nanaichi.

Hi, I am wondering what other "self employed" experience anyone has found recently with the various banks? I have two res IP's in Adelaide (LT valuation $510k & $470k). Currently res loans secured against property totalling $660k with ANZ. Been with them for years, and also have company...