Recent content by NorwegianBlue

  1. NorwegianBlue

    buying units info

    How can you get FHB grant if you can't claim it as your PPOR?
  2. NorwegianBlue

    Melton Vic.

    In an outer area like Melton, would you prefer a 5-yr old or new house? With new, you get higher rent and full depreciation. With 5-yr old you still get pretty good depreciation, but purchase price should be cheaper. Especially while new development is still going on and new houses are everywhere.
  3. NorwegianBlue

    Great depression history revisited

    And hence the baby boom... boom tish
  4. NorwegianBlue

    Bluescope Steel Dropping Overtime etc

    On the other hand, a lot of China's internal ore production was very high cost to produce, and very low grade (I heard < 50% !) and can't turn a profit when IO prices are low. In some areas, there has been a 100% shutdown in production. So the lower cost producers like RIO will get a big boost...
  5. NorwegianBlue

    Everyone is quiet now

    I don't know about doing nothing - I was gazumped last week on a sweet $400k deal. Took me completely by surprise. It was like 2007 all over again.
  6. NorwegianBlue

    Portland, Victoria

    The Portland aluminium smelter will be killed dead by the Emissions Trading Scheme, should it come to pass. Even if it gets a excluded, the mooted 2nd production line will be out of the question. Single industry town... what's there to like?
  7. NorwegianBlue

    www.findmeahome.com.au - WOW !!

    Doesn't seem to work with Firefox 3.
  8. NorwegianBlue

    Unit 10km from Melbourne CBD

    Geez - they're not usually that obvious.
  9. NorwegianBlue

    What was YOUR upbringing like?

    Punchline virtually writes itself... :p
  10. NorwegianBlue

    What was YOUR upbringing like?

    Great post boomtown! Although I would seriously think again about leaving kids until your wife is in her 30's (and PC or not, it's your wife's age that matters). If you have trouble, it can be years of trying, miscarriages, tests, medical assistance etc and before you know it she's over 40...
  11. NorwegianBlue

    How do i calculate stamp duty?

    If you love spreadsheets as much as I do :), you can use this macro. Then you can call it as a function in cells to calculate stamp duty whenever you need to. Note that there are different calculations for PPOR and Investment as of the recent state budget. This is for investment property...
  12. NorwegianBlue

    Lease ends in 2 days - Careless PM!

    So in the situation where the tennant is on a 12-month lease, you give notice of the increase in rent 63 days before the lease expires, now the tennant can leave in 28 days with 1 month remaining on his/her lease and not be in breach?
  13. NorwegianBlue

    Westpac and St George talk Merger!

    It'll be like when they acquired Bank of Melbourne... Run a separate "brand" then when enough time has elapsed quietly kill it.
  14. NorwegianBlue

    Conveyancing to go online

    A couple of months ago, I wanted to pay a deposit for a property into the agent's trust account - about $15k IIRC. That was over my online daily limit so I had to go to the branch. My helpful teller gave me two choices; 1. pay it electronically for a $30 fee and estimated 2-day clearance...
  15. NorwegianBlue

    CGT and Super

    You can do it even if you have an employer, by salary sacrificing into your super. My Dad is wiping out a considerable CGT "event" this year by salary sacrificing all his salary to super - he's 64 so the limits are high. Don't know all the details, but a decent accountant will know.
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