Recent content by penny

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    No council approval - bathroom

    Thanks for all the replies! The builder thought it hadn't been approved as there was a cover missing on something so that indicated to him that it hadn't been through the final council inspection. So, I got a plumber around to inspect it and he said it was all sound and done to the law but...
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    No council approval - bathroom

    Hi Everyone, I'm in the process of buying a house in Brisbane that has had a 2nd shower and toilet added in the past 10yrs or so. The contract is subject to building and pest inspections (as well as finance). I had the building inspection done last week and the builder told me he...
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    Transport: Chermside Interchange & car parking

    Thanks Marg and Urban Cowboy. I wonder if in the future they'll crack down on commuters parking there, but for the time being it seems like it's ok to do it. Thanks!
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    Transport: Chermside Interchange & car parking

    Thanks Urban Cowboy. cheers Penny
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    Transport: Chermside Interchange & car parking

    Hi, Does anybody know if there is designated parking at the Chermside interchange bus station for commuters to park their cars and catch buses to the city? cheers Penny
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    FHB wants to withdraw contract & start a new one

    Thanks for all your replies - very useful. I've informed them that I won't be re-signing another contract. His choices are to - 1. continue with the original contract 2. pull out of the contract as it's not unconditional. I think that this is the best way to proceed for me as I...
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    FHB wants to withdraw contract & start a new one

    Hi All, I had a contract on my PPoR dated Friday 10th Oct, only days before the increase to FHBG commences. The buyer is a FHB and wants to terminate the contract and start a new one dated from today with the same terms so he gets the extra $7,000. I'm considering whether resigning the...
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    Does a vendor have any channels to pull out of a contract?

    Deleted post Deleted post
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    80% LVR maximum for PPOR & IP combined?

    Thanks, good advice. I will do that :) cheers Penny
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    80% LVR maximum for PPOR & IP combined?

    Thanks. So short answer is that it may be worth my while investigating other lenders? cheers Penny
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    80% LVR maximum for PPOR & IP combined?

    Hi All, I'm looking into buying my first IP. My situation is: loan amount on PPOR - $165,000 PPOR value - around $275,000 - $300,000 (depending on how the valuer feels) Income - $140,000 p/a (i'm an IT contractor, currently on a 12mth contract) I've spoken to a mortgage broker who...
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    New units & the 'starting from' price

    Thanks guys! cheers Penny
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    How do you work out return %

    Thanks for all your replies :) You've given me the answers I wanted and more to consider. cheers Penny
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    New units & the 'starting from' price

    Hi, I'm looking to buy my first IP (exciting!). My question is, when there is a new townhouse or unit development listed and they have the price as starting from a certain amount, can you negotiate lower than the 'starting from' price? Or is it pretty much set? Has anybody had success in...
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    How do you work out return %

    Thanks Mark. Is there a rule of thumb for how many weeks rent you should calculate to work out the rent for the year?
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