Recent content by Pierre

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    Salary Sacrifice income to pay interest on investment loans

    Your statements on FBT payable on Salary Sacrificing are not 100% correct. Some things that you can sacrifice income into attract FBT at the full rate (Private Health insurance is one), some attract FBT at concessional rates (Motor vehicles depending on the number of km travelled per annaum)...
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    Salary Sacrifice income to pay interest on investment loans

    Many of you would know of, or have access to schemes that allow you to sacrifice part of your salary into such things as Super, motor vehicles, airline membership, childcare, laptop computers etc. My employer allows me to sacrifice into all of these things, but I was recently looking into other...
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    You gotta love banks.... right?? (must have a local bank account to settle loan ?)

    What is particularly annoying about this is that ANZ charge you $10 per month in account fees for the privilige of having that account! The flipside is that the ANZ IO loan is pretty good - IO, 95%, and they will capitalise LMI and costs (therefore making the loan effectively >95% without...
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