Recent content by Postcard

Grats to OP, is a nice feeling I remember from selling my first home just over a year ago. But here is my IP story. I have just sold my IP (well it's still settling) Bought for $319k Sold for $348K Held for ~3 years. Interest paid on IO loan (minus rent) ~$17k Estimated CG tax...

In my limited experience of 4 purchases, 1 sale and a couple of refinances the word loyalty should not be part of your business plan dialogue. The banks are not basing any part of their decisions on your 'friendship' with them. They are making business decisions, not doing you favours. You...

Hi, Took a while to resolve and advice from posts used so thankyou to all. Things initial got worse when I contacted the proprietor of the RE and nearly ended badly. I did however get her to send pictures. On retrieval of pictures I called her back and said "Lokk, I dont want to fight...

My landlord insurance covers loss of rent and re-tenanting for eviction. Although damages and major cleaning due to malicious itent are covered, general cleaning, yard tidy ups, rubbish removal are not covered. There for when the rubbish removal consumed the entire bond I then became...

Hi, Really appreciate all the great advice, heaps I can use. I am ongoing and definitely going to post the follow ups to let you know how it goes. The bond was $1400, rubbish removal bill was ~$1500. 2x6hrs men at $70ph??? The rubbish(household good, not reaal rubbish) was stacked on...

Just after some advice, I recently evicted tenants under property managers advice. In the process of doing this I gave her permission to get the place ready for re renting. Removal of tenants property from verge absorbed the entire the bond???. I strongly disputed the bill as the rates...

The typo was that the bank put an extra digit in. The discharge price is actually $350. $350 is also on their website in charges definitions. $150 would be nice though...

Ignore Me It was a typo in the quote/email. Thanks for reply, sorry for waste of time. :o

Hi, anyone got advise on how to handle the following situation. I have 2 loans with NAB 1. an Interest only property investment loan for ~$340,000 (NAB valued $340,000) 2. P&I on family loan with current balance about $385,000 (NAB valued $405,000) The 2 properties are cross...

Would be great if you could give an example of what you mean by this.

If I had walked on 5.03% it would have been for sentimental 'customer deciding with his feet' type reasons. NAB does have a functional internet bank system, and the loans have all the features, at low yearly maintenance. The decision was based on best deal available. The day I find a...

NAB NAB NAB. I can't give you the full account because to be honest it has just gone on too long and got too complicated although I do have a paper/email trail. I have been trying to break a fixed term loan for over a year. Best part is it is still not broken. After the initial months...

Is it not great we live in a world where we can tell our government how wrong they got it. Is it not even better that we can tell a government that allowed our government existence, how badly THEY got it wrong. The world is controlled by the sword, make no mistake, we owe 50 years of open...

What a strange and incredibly ignorant thing to say. My life sucks so everyone else should feel pain sort of statement. I keep hearing 'when the mining boom hits' through these posts, but in all reality it has hit, it is just not felt as a boom because of the weakness in other sectors. Make...

Well we earned our attitude by paying for the industrial revolution of the nation.