Recent content by propertynwbie

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    Toongabbie-western sydney outlook??

    Thanks for the reply. You are right. I had a look at one of pdslive reports and seems like the price that investors paid during 2004(when it was build) was really high. Was around $320-$330k. Only concern is prices have been steady since long time.
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    Toongabbie-western sydney outlook??

    Just wondering your thoughts of how suburb price is affected by lot of new residential apartment developments?
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    Toongabbie-western sydney outlook??

    It was already established property(build around 2004). I bought it around $265k. However when looking at different reports(rpdata, residex, pdslive), it seems that in 2.5 years, prices seem to havent moved much. It is 200 m from station which is why i really want to hold. However strata...
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    Toongabbie-western sydney outlook??

    Hey guys, Just wondering your thoughts about outlook on Toongabbie suburb in western sydney? I have purchased residential apartment in 2009 however it seems that prices are stagnant since 2009. I am planning to convert this PPoR into investment in two years time. There has been a flurry of...
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    3 & 5 year fixed rates thread

    Hi Michael, Any updates on this offer? Is the rate same for I/O applications as well? I cannot find anything on their website (www.iden.com.au). Thanks
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    RP Data

    Can you let me know what would be the cost? Thanks,
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    cup day rate cut

    Does any one know about UBank home loan rate announcement?
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    cup day rate cut

    now waiting for Ubank and NAB for their decision
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    cup day rate cut

    ANZ cuts rates by 25 basis points http://www.canberratimes.com.au/news/national/national/general/anz-cuts-rates-by-25-basis-points/2344385.aspx?storypage=2
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    cup day rate cut

    waiting for ubank to announce their decision.
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    cracks in strata unit

    Hope you guys can assist me here. I am having issues with major cracks in my strata unit(PPOR). I have attached some photographs of those cracks. All of the cracks appear on exterior walls(boundary wall of the unit). Hopefully this should be covered by strata as they can fix issues...
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    Mortgage Offset account

    Thanks for your reply. Yeah i think i am better off to leave CBA in getting mortgage offset due to reasons mentioned below. Also wealth package is not going to suit as i think it would benefit only if there is substaintial mortgage. Bankwest charges $15 per month for 100% offset account...
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    Mortgage Offset account

    Thanks very much for all your assistance. Michael, Both loans are with seperate lenders (PPOR and equity: CommBank) and Investment: Bankwest). I can opt for 100% offset with Bankwest however with Commbank,offset is not available with current loan. Hence i wanted to have offset linked with...
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    Mortgage Offset account

    Can someone please advise??
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    Mortgage Offset account

    Hi Steve, Thanks for your reply. I havent opted for 100% offset account (for current IP) right now but am thinking since it would help me manage cashflow efficiently. BTW, current IP is going to settle next week so still accounts are being setup and so forth. I assume the LOC was used for...
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