Recent content by rack201

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    Bought 1st PPOR - interest only and offset loan for flexibility?

    So I left out one important bit of info. In the near term there is a likelihood I will expatriate overseas again. At this time I would likely want to convert the property from PPOR to IP. With that in mind, this is what my broker is suggesting (in my own language). Apologies for the long...
  2. R

    Bought 1st PPOR - interest only and offset loan for flexibility?

    The input is much appreciated. IP is probably ~2 years away, at least not in the very short term. On that basis/timing, does borrowing the minimum for the PPOR (IO+offset & extra funds) and using the equity in the home in that time period to fund an IP purchase sound appropriate? Cheers
  3. R

    Bought 1st PPOR - interest only and offset loan for flexibility?

    Hi All, Exciting times - I purchased my first home as PPOR on the weekend, now I'm looking at the best way to structure finance, such that I can have some flexibility to purchase an small investment property in the short-med term. I'd like to determine if it makes sense to borrow the...
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    Returning expat - options for PPOR / IP flexibility

    As I said, i'm quite new to this. If a financial panner gives advice on your overall financial strategy, a mortgage broker helps you find the best loan deals, 'structuralogists' help you setup the finance in the most effective way, who do you talk to specifically for property portfolio...
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    Returning expat - options for PPOR / IP flexibility

    Yeah, im not looking to b off the plan but something in the 10-yr old range, possibly one of the established ones such as Eurkea tower or Freshwater etc. can i ask some more details on what 'taken for a ride' was?
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    Returning expat - options for PPOR / IP flexibility

    Hi All. Very new to this. Im returning to Melbourne soon after years away as an expat. I need to buy a PPOR and interested soon after in an IP. I have a bit over 1M cash, but cant really decide if I want a house in the burbs or an inner city apartment as PPOR. I am looking at city...
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