Recent content by Rickduff

Good morning everyone. I am looking at refinancing my BOQ loan up to 90% and will use the cash to pay for a kitchen reno. They are saying the best rate they can do is 4.71% which seems comparable to the big banks but all the other lenders are under. Does that rate seem right for a 90%...

This is an avenue I have thought of however I was told BOQ was not favourable for investors and I would be better off moving elsewhere.

That's a good question. My answer is that the difference I would save in mortgage repayments is about 150 a week. So in 4 months that equals $2400 that would be payed into a personal car loan at a much higher interest rate. However I don't know what fees I would have to pay in total for a...

Break cost is about $1000 as far as I know

I forgot to say that I worked out the current lvr using the realestate.com median price for the suburb. Is there someone I can pay to do a desktop val to get a better idea of the lvr? Another thought I just had. Would it be possible to refinance back up to 90% using a line of credit, then...

Good morning everyone. I have a situation which I could use some general advice for. I have a fixed rate loan with BOQ which ends in September this year but I am deciding whether to break the fixed rate as amp is offering 4.40% finance on variable. I am also looking to go to an interest...

Thank you Terry for the link. I just had a look at mine and noticed I am 20 points under an excellent credit rating. Is there anything I can do to bump up into the next category? I did have 3 enquiries, could this be causing a lower rating?

I like how a lot of people on this forum are always complaining about gen Y. (Sarcasm) Who raised gen Y? While I dislike the majority of gen Yers myself, I am smart enough to realise that the fault started with gen X.

Any chance I could get this guys number? I am looking to do the exact same thing as you. Cheers Rick

http://www.aussiestockforums.com/forums/index.php Have a read through this site and learn as much as you can before risking any money. Also check out the trading/investing resources sub forum, they list some very good books on the stock market.

G'day. I would appreciate any suggestions anybody could make in regards to my situation. I have recently picked up some weekend work that I will need to get an abn for. It isn't a huge amount probably less than $1000 a month. My plans are to not use this income on top of my eomolyee wage...

Hello everyone. Long time lurker first time poster here. I have learnt quite a lot from this forum and from reading the books listed in the information area. I have my wedding coming up in April so I'm not ready to buy at the moment but I have been cruising real estate looking for + cash...