Recent content by ritchie77

  1. R

    Concrete cancer

    thganks guys, there is some access but will be tight.... (no room for a skip). Any recommendations for structural engineer specialising in this area.
  2. R

    Finance on smaller block of units

    Hi Richard, what are the approximate LVR's and interest rates going on these deals at the moment,,,,, in particular for a 4 block in the $1.5M region? (ie what did you get from SGB).
  3. R

    Concrete cancer

    Not unit... Also this particular part of the balcony is not essential nor is it supporting anything else so maybe just knock down and cut off and leave other end where damage ("cancer") stops.... Or maybe easier to tear all down and replace with smaller metal one of some sort? Yep going to need...
  4. R

    Concrete cancer

    Not yet but will get there... Still time until July 1st lol?
  5. R

    Concrete cancer

    No response jerrybee -does that mean u think it's really bad lol....
  6. R

    Concrete cancer

    Nope... Western suburbs but high up and windy?
  7. R

    Concrete cancer

    Hi guys, pic attacthed.... This prob goes on for a few metres underneath, thoughts on how bad/easy to fix? Builders will obviously tell how much $ if/when need fixed.
  8. R

    Concrete cancer

    Anyone have previous experience on subject matter? Balcony has considerable amount of wear and tear with concrete cancer from steel inside concrete.... Not sure how bad it is but probably unsafe and easy to fix for a builder of some sort. I have some pics I will try and download and wondering if...
  9. R

    Finance on smaller block of units

    Thanks guys and congrats Richard on cashing in! Will look further into the SGB comments as I seemed to hit a stumbling block however will re-visit and reach out if any further questions...
  10. R

    Finance on smaller block of units

    Top man! ;)
  11. R

    Finance on smaller block of units

    Shahin - ok understood... Thanks a lot for the advice :) So getting a line of credit of some sorts per what I described above would be ok as a seperate loan... Just not combined/mixed as I know it can get messy.
  12. R

    Finance on smaller block of units

    Also, you said don't do redraw before shahin,,,, am not sure I fully understand? I will be using equity from current property as 20% deposit on proposed purchase, this would be ok if standalone seperate loan with current bank, not say cba using current scenario....
  13. R

    Finance on smaller block of units

    Easy to redraw/revalue with cba down the track if value goes up/renovation?
  14. R

    Finance on smaller block of units

    Hi shahin, would like to do 80%....
  15. R

    Finance on smaller block of units

    If I was to purchase a block of say 4 in a trust would this make the lending more difficult? I am thinking Disc trusts should be relatively ok for most lenders however Hybrid trusts? Still not sold on them and not 100% I would use one but interested in others thoughts/advice?
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