Recent content by Ryan Love

Thanks for your interest. My thoughts on the next 12 months are: - Property prices to be under pressure/stable at best. The recession we are coming into hasn't really sunk its teeth into the broader community yet, notwithstanding that is has been one of the most talked about recessions...

Do you want to BEAT THE FINANCIAL CRISIS? Join us for our March Market Review. Ryan Love, co-founder of Apex Partners will provide an insighful look into the current state of financial markets and the economy and provide his outlook for the remainder of 2009. The seminar will last for...

Hi All Regarding property development in an SMSF. I have been hearing mixed views in the industry of late on the issue of a SMSF developing land. The link below has a case study (albeit from 2005) which says that you can do it...

When: Wednesday 25 March 2009, 6:30 - 7:30pm Where: Apex Partners, 133 Alexander Street, Crows Nest NSW 2065 Cost: No Charge Bookings: www.apexpartners.com.au or call 1300 856 338 (seating limited to maximum of 15) Note: if you cannot make the event in person, but you would still like to...

I agree with the comments in this thread. It is wise to use an offset account, get some cash behind you. Don't loose sight that even though people call some debt "good" (e.g. tax deductible) it still does involve risk. Having seen the stock market "de-leverage" and wipe off 50% in value it is...

Hi All I have recently written an article that is relevant to this thread. http://www.apexpartners.com.au/articles_by_ryan_love_and_pimjohn_van_gestel/financial_planner_news_shares_market_information/why_not_own_property_through_a_smsf_.html Usually property is a long-term investment...

Negative gearing is a fancy word for a loss. Losses aren't bad as long as you can afford to meet them by other means (e.g. your regular wages). The key is that over time you want these losses to turn into gains with rental increases = positively geared. With interest rates where they are we...

In my experience you get whay you pay for with the administration services. If you are familiar with the law and accounting concepts then you may not need an administrator, otherwise I use these groups: http://www.cavendishsuper.com/index.php http://www.superconcepts.com.au/ Be careful...

Changes to the SIS Act effective from 24 September 2007 now permit superannuation funds to borrow money of a limited recourse nature for investment purposes in certain circumstances. This has opened the door for property investment in super. The article below goes through a case study of...