Recent content by Saint

never ceases to amaze me how people get on this forum and put a post on how they went to the bank, then ask the brokers for advice after the fact on how it should have been done. 4-5 properties crossed with one lender to begin with needs some rethought to begin with.

Talk about a crap attitude and finger pointing. So far you havent built up much cred here Vic. Keep tooting that big 4 horn.

Hey - do you know the bank valued the right property on the valuation? OTPs might run short on valuations more often than not. And what about the banks paperwork. Does it have the wrong property listed?

This is a bit much. Here we have young sue - 2m+ in arrears and found an area of westpac who might do something and her brother - now 1m +/- in arrears and praying for a bond to save the day I'm of the view that its the people who didnt plan or think screw it up for the majority, then add...

it depends if the bank is reducing your redraw lmi varies depending on the bank. Some capitalise and some take it out of loan proceeds (more now than before it seems...) Think you're a cba'er so it would get capped

Short term pain long term gain.

The negotiating on interest rate with the bank... Negotiating on rent with your tenant vicious circle where he who has the gold makes the rules I suppose its who is dependent on perspective.

Hire a broker from the forum maybe to help you. wont cost you any more than going direct and it supports them and their time. from what I've seen these guys spend a bit of time on the forum helping people and in a large part for little reward. so using them for their skill and knowledge...

Have you considered ringing a broker from the forum to find out if they are licenced in WA and put some business their way. Considering the amount of questions they field for everyone

it seems that most people who decide to quit their job have a plan in mind of what they're going to do if they go out on their own. Even a bit of an inkling. EG: Steal the old boss's clients who you got along with Here you talk about planting lavendar - or is it lavender? 2 different things...

h8dk97 - not having a go at you. Is it me or does anyone ever get sick of the same type of rate question getting asked continually and then you get 400 responses about what rate everyones on and then who they bank with You want a better deal - ring up the bank and ask them how you go about...

I concur with Tracey. And even Tracey and I have not seen eye to eye in the past. But I believe I call it like I see it. It is obvious you do not understand how businesses work or the value of a broker with experience over - as someone else put it a plumber wearing a brokers hat. Your...

Reading your past posts it looks like you work in a discount outlet of some type. $250k secured by your parents place? What a headache that can be. The broker'd make about 1500 - and you're asking them to cut their comm by 50% so they earn 750. Then after god knows how many hours trying to...

not many options presented if a good chunk of the lenders on his website went under or are absolutely useless. James as a FYI - since you are new - the Mbs here dont spruik themselves - they do advice for free and "usually" the customers contact them if they're interested.

Sorry to sound condescending but IMO this is a case of the pot calling the kettle black by more than one mb. Seriously...? 8 pages of broker waffle for one application - my god what are you giving them - a CV to go along with it and their blood types. And on top a candidate for the broker of...